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Bias in estimates of discrimination and default in mortgage lending: The effects of simultaneity and self-selection

https://doi.org/10.1007/bf01099273
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18/18 checkable references clean · checked 2026-08-09

Every reference with a DOI in the deposited reference list resolved to a known work in Crossref or DataCite at the dated check, and none carried a retraction, withdrawal, or removal notice.

12 without a DOI — not checked. A reference deposited without a DOI is never matched by title or guessed at; it stays outside the checked set, and this line discloses that.

The 18 checked references that resolve
resolves10.2307/252443
Default Risk on Home Mortgages: A Further Test of Competing Hypotheses
resolves10.7208/chicago/9780226041049.001.0001
The Economics of Discrimination
resolves10.1007/BF01099279
Race, redlining, and residential mortgage loan performance
resolves10.1007/BF01099274
Unobservable default propensities, optimal leverage, and empirical default models: Comments on ?bias in estimates of discrimination and default in mortgage lending: The effects of simultaneity and self selection?
resolves10.1111/j.1540-6261.1983.tb03841.x
The Determinants of Default on Insured Conventional Residential Mortgage Loans
resolves10.1016/0272-7757(81)90043-1
Labor force earnings and college choice of young women: An examination of selectivity bias and comparative advantage
resolves10.1016/0094-1190(91)90007-T
Credit rationing, race, and the mortgage market
resolves10.1080/10511482.1993.9521127
The facts of lending discrimination cannot be argued away by examining default rates
resolves10.2307/252290
Default Risk on Home Mortgage Loans: A Test of Competing Hypotheses
resolves10.1006/juec.1994.1017
Default Probabilities for Mortgages
resolves10.1515/9780691215747
A Course in Microeconomic Theory
resolves10.2307/2526528
On the Cost of Partial Observability in the Bivariate Probit Model
resolves10.1016/0094-1190(91)90044-8
Credit rationing and the demand for owner-occupied housing
resolves10.1007/BF01099275
Borrower and neighborhood racial and income characteristics and financial institution mortgage application screening
resolves10.1111/1540-6229.00272
An Indirect Test for Differential Treatment of Borrowers in Mortgage Markets
resolves10.2307/3145844
Discrimination in Urban Housing Finance: An Empirical Study across Cities
resolves10.1111/j.1540-6261.1969.tb00366.x
DEFAULT RISK ON FHA‐INSURED HOME MORTGAGES AS A FUNCTION OF THE TERMS OF FINANCING: A QUANTITATIVE ANALYSIS
resolves10.2307/1909796
Joint Estimation of Relationships Involving Discrete Random Variables
The 12 references without a DOI — listed, not checked
no DOI — not checkedArrow, K. ?The Theory of Discrimination,?Discrimination in Labor Markets. O. Ashenfelter and A. Rees (eds.). Princeton, New Jersey: Princeton University Press (1973).
no DOI — not checkedBarth, J.R., J.J. Cordes, and A.M.J. Yezer. ?Financial Institution Regulations, Redlining, and Mortgage Markets.? InThe Regulation of Financial Institutions, Conference Volume 21, Boston: Federal Reserve Bank of Boston, (1980). 101?143.
no DOI — not checkedFarber, H.S. ?Worker Preferences for Union Representation,?Research in Labor Economics, 2, (1983), 171?205.
no DOI — not checkedHendry, D.F. and A.J. Neale. ?Monte Carlo Experimentation Using PC-NAIVE.? InAdvances in Econometrics, T. Formby and G. Rhodes (eds.), Vol. 6. Greenwich, Connecticut: JAI Press, (1987), 91?125.
no DOI — not checkedMaddala, G.S. and R.P. Trost. ?On Measuring Discrimination in Loan Markets,?Housing Finance Review 1, (1982), 245?266.
no DOI — not checkedMunnell, A.H., L.E. Browne, J. McEneaney, and G.M.B. Tootell. ?Mortgage Lending in Boston: Interpreting the HMDA Data,? Working paper 92-7, Boston: Federal Reserve Bank of Boston, (1992).
no DOI — not checkedPorier, D.J. ?Partial Observability in the Bivariate Probit Model,?Journal of Econometrics 44 (1980), 210?217.
no DOI — not checkedQuercia, R.G. and M.A. Stegman. ?Residential Mortgage Default: A Review of the Literature,?Journal of Housing Research 3, (1992), 341?379.
no DOI — not checkedRachlis, M.B. and A.M.J. Yezer. ?Serious Flaws in Statistical Tests for Discrimination in Mortgage Lending,?Journal of Housing Research 4, (1993), 315?336.
no DOI — not checkedRosenblatt, E. ?A Reconsideration of Discrimination in Mortgage Underwriting,? Unpublished Ph.D. dissertation, (1994), Rutgers University.
no DOI — not checkedSiskin, B.R. and L. A. Cupingood. ?Use of Statistical Models to Provide Statistical Evidence of Discrimination in the Treatment of Mortgage Loan Applicants: A Study of One Lending Institution.? Paper Presented at the Home Mortgage Lending and Discrimination Conference, Washington, D.C., (1993).
no DOI — not checkedYinger, J. ?Discrimination in Mortgage Lending: A Literature Review and Recommendations for Future Research.? Paper presented at the Home Mortgage Lending and Discrimination Conference, Washington, D.C. (1993).
What this badge says. CiteStamped means the CHECKABLE references of this work were clean at the dated check: each resolved to a known work in a public registry, and none carried a retraction notice at that time. It says nothing about the quality, findings, or importance of the work itself, and nothing about references deposited without a DOI.

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