Reference health
Technological Change, Financial Innovation, and Diffusion in Banking
89/89 checkable references clean · checked 2026-08-27
Every reference with a DOI in the deposited reference list resolved to a known work in Crossref or DataCite at the dated check, and none carried a retraction, withdrawal, or removal notice.
31 without a DOI — not checked. A reference deposited without a DOI is never matched by title or guessed at; it stays outside the checked set, and this line discloses that.
The 89 checked references that resolve
resolves10.1111/1540-6229.t01-1-00054
Some Loans Are More Equal than Others: Third–Party Originations and Defaults in the Subprime Mortgage Industry
resolves10.2307/2077938
Scale Economies, Cost Efficiencies, and Technological Change in Federal Reserve Payments Processing
resolves10.1353/mcb.2003.0009
The Economic Effects of Technological Progress: Evidence from the Banking Industry
resolves10.2139/ssrn.1434232
The Surprising Use of Credit Scoring in Small Business Lending by Community Banks and the Attendant Effects on Credit Availability and Risk
resolves10.2139/ssrn.962415
Why Do Borrowers Pledge Collateral? New Empirical Evidence on the Role of Asymmetric Information
resolves10.1353/mcb.2005.0019
Credit Scoring and the Availability, Price, and Risk of Small Business Credit
resolves10.2307/2534612
The Transformation of the U.S. Banking Industry: What a Long, Strange Trip It's Been
resolves10.1016/j.ijindorg.2007.07.006
The choice at the checkout: Quantifying demand across payment instruments
resolves10.1023/b:real.0000044020.67401.51
The Neighborhood Distribution of Subprime Mortgage Lending
resolves10.2139/ssrn.996014
Deal Sponsor and Credit Risk of Asset-Backed and Mortgage-Backed Securities
resolves10.1007/s10693-008-0039-2
Do Internet Activities Add Value? Evidence from the Traditional Banks
resolves10.1016/s1573-448x(89)02006-6
Chapter 18 Empirical studies of innovation and market structure
resolves10.1111/j.1468-036x.2007.00377.x
Do European Primarily Internet Banks Show Scale and Experience Efficiencies?
resolves10.1093/rfs/hhi008
The Pooling and Tranching of Securities: A Model of Informed Intermediation
resolves10.1086/429648
The Performance of Internet‐Based Business Models: Evidence from the Banking Industry
resolves10.1016/j.jbankfin.2006.10.003
How the Internet affects output and performance at community banks
resolves10.1016/j.jfi.2007.07.002
Borrower–lender distance, credit scoring, and loan performance: Evidence from informational-opaque small business borrowers
resolves10.1023/b:real.0000044021.07237.42
Regulation of Subprime Mortgage Products: An Analysis of North Carolina's Predatory Lending Law
resolves10.1111/j.0732-8516.2004.00066.x
Credit Scoring and the Availability of Small Business Credit in Low‐ and Moderate‐Income Areas
resolves10.2307/1593691
Network Externalities and Technology Adoption: Lessons from Electronic Payments
resolves10.1080/10835547.2003.12091119
How Do Predatory Lending Laws Influence Mortgage Lending in Urban Areas? A Tale of Two Cities
resolves10.1023/b:real.0000044022.66852.40
Do Predatory Lending Laws Influence Mortgage Lending? An Analysis of the North Carolina Predatory Lending Law
resolves10.1016/j.jbankfin.2006.10.011
Is the Internet delivery channel changing banks’ performance? The case of Spanish banks
resolves10.1016/s0378-4266(03)00204-8
What is the value of recourse to asset-backed securities? A clinical study of credit card banks
resolves10.1016/j.jue.2006.02.005
The impact of local predatory lending laws on the flow of subprime credit
resolves10.3905/jod.2004.450964
Valuation of a CDO and an
<i>n</i>
-th to Default CDS Without Monte Carlo Simulation
resolves10.1016/j.jbankfin.2007.02.005
Risk assessment for credit portfolios: A coupled Markov chain model
resolves10.2139/ssrn.899115
Families' Use of Payment Instruments During a Decade of Change in the U.S. Payment System
resolves10.1016/j.jfineco.2005.01.004
The new new financial thing: The origins of financial innovations
resolves10.2139/ssrn.298388
Competition and Innovation in the Consumer E-Payments Market?
Considering the Demand, Supply, and Public Policy Issues
resolves10.1002/fut.10110
Copula sensitivity in collateralized debt obligations and basket default swaps
resolves10.1016/0378-4266(94)00133-n
Financial innovation and the management and regulation of financial institutions
resolves10.1016/0304-405x(84)90023-0
Corporate financing and investment decisions when firms have information that investors do not have
resolves10.1007/s11146-004-4879-8
Borrower Self-Selection, Underwriting Costs, and Subprime Mortgage Credit Supply
resolves10.1111/j.1540-6229.2007.00189.x
Subprime Refinancing: Equity Extraction and Mortgage Termination
resolves10.2139/ssrn.1296982
The Failure of Models that Predict Failure: Distance, Incentives and Defaults
resolves10.2139/ssrn.82949
The Effect of Pricing on Demand and Revenue in Federal Reserve Ach Payment Processing
The 31 references without a DOI — listed, not checked
no DOI — not checkedU.S. consumers and electronic banking
no DOI — not checkedref3
no DOI — not checkedEFT Data Book
no DOI — not checkedScale economies and technological change in Federal Reserve ACH payment processing
no DOI — not checkedref18
no DOI — not checkedref23
no DOI — not checkedref28
no DOI — not checkedref31
no DOI — not checkedref38
no DOI — not checkedStress testing in practice: a survey of 43 major financial institutions
no DOI — not checkedref51
no DOI — not checkedMaking sense of the subprime mortgage crisis
no DOI — not checkedref54
no DOI — not checkedref56
no DOI — not checkedThe
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no DOI — not checkedref93
no DOI — not checkedClicks and Bricks: E-risk management for banks in the age of the internet
no DOI — not checkedref105
no DOI — not checkedref108
no DOI — not checkedref109
no DOI — not checkedEffect of consumer characteristics on the use of payment instruments
no DOI — not checkedWhere Deregulation Went Wrong: A Look at the Causes behind Savings and Loan Failures in the 1980s
no DOI — not checkedref113
no DOI — not checkedref118
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