Reference health
Small Business Credit Scoring: Evidence from Japan
16/16 checkable references clean · checked 2026-08-27
Every reference with a DOI in the deposited reference list resolved to a known work in Crossref or DataCite at the dated check, and none carried a retraction, withdrawal, or removal notice.
6 without a DOI — not checked. A reference deposited without a DOI is never matched by title or guessed at; it stays outside the checked set, and this line discloses that.
The 16 checked references that resolve
resolves10.2139/ssrn.1306455
The Choice Between Arm's-Length and Relationship Debt: Evidence from eLoans
resolves10.1086/427639
The Diffusion of Financial Innovations: An Examination of the Adoption of Small Business Credit Scoring by Large Banking Organizations
resolves10.1007/s10693-005-4355-5
Effects of the New Basel Capital Accord on Bank Capital Requirements for SMEs
resolves10.1111/j.1467-6281.2007.00234.x
Modelling Credit Risk for SMEs: Evidence from the U.S. Market
resolves10.2139/ssrn.1434232
The Surprising Use of Credit Scoring in Small Business Lending by Community Banks and the Attendant Effects on Credit Availability and Risk
resolves10.2139/ssrn.962415
Why Do Borrowers Pledge Collateral? New Empirical Evidence on the Role of Asymmetric Information
resolves10.1353/mcb.2005.0019
Credit Scoring and the Availability, Price, and Risk of Small Business Credit
resolves10.1111/1468-0297.00682
Small Business Credit Availability and Relationship Lending: The Importance of Bank Organisational Structure
resolves10.1016/j.jfi.2007.07.002
Borrower–lender distance, credit scoring, and loan performance: Evidence from informational-opaque small business borrowers
resolves10.1111/j.0732-8516.2004.00066.x
Credit Scoring and the Availability of Small Business Credit in Low‐ and Moderate‐Income Areas
resolves10.1016/s1569-3767(08)09003-1
How do Japanese banks discipline small- and medium-sized borrowers? An investigation of the deployment of lending technologies
The 6 references without a DOI — listed, not checked
no DOI — not checkedA Survey Based Assessment of Financial Institution Use of Credit Scoring for Small Business Lending
no DOI — not checkedPro?tability of SBCS loans
no DOI — not checkedWhen Business Credit Scores Get Murky
no DOI — not checkedref19
no DOI — not checkedref20
no DOI — not checkedref21
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carried a retraction notice at that time. It says nothing about the quality, findings,
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checked 2026-08-27 — re-checked daily as this page is visited; titles and statuses come from Crossref and DataCite and are not part of the signed record
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