At the dated check, the references listed below either did not resolve in
Crossref or DataCite, or carried a retraction notice. Each one is shown with the
registry record that put it there.
The 62 references without a DOI — listed, not checked
no DOI — not checkedCredit Rationing in Markets with Imperfect Information
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no DOI — not checkedThe Code of Hammurabi three thousand years ago regulated credit and interests rates
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no DOI — not checkedCredit Reporting Systems Around the Globe: The State of the Art in Public Credit Registries and Private Credit Reporting Firms
no DOI — not checkedThe general history of mercantile credit and credit reporting in nineteenth century is well covered in Rowena Olegario
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no DOI — not checkedThe problems of collections, bankruptcy and order of payment discussed in Olegario
no DOI — not checkedFrom Rumor to Written Record Credit Reporting and the Invention of Financial Identity in Nineteenth-Century America
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no DOI — not checkedAnthony Giddens has noted that when money made possible anonymous transactions and exchange over long distances, it also meant that parties to exchange lost touch with each other, requiring new means of surveillance and verification in the economy
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no DOI — not checkedNor did another practice that professional credit managers touted succeed-signed, legally binding statements by the borrower merchants
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no DOI — not checkedThe Mercantile Agency Reporter's Manual
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no DOI — not checkedSalesman's Handbook of Rates
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no DOI — not checkedNavigating Failure, notes in the 19 th century people lived in a sea of credit. For more detail, see Thomas Clark, Pills, Petticoats and Ploughs: The Southern Country Store
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no DOI — not checkedCopeland advised that stores adopt the Harvard System of Accounts for Retail Grocers, which he had helped to devise in 1914, a system endorsed by the Chicago Association of Credit Men
no DOI — not checkedref74
no DOI — not checkedData from the 1950s counted 2,500 credit bureaus in the North America, Mexico, Australia and England, but 95% of these were located in the United States. Harold Wallace. Starting and Managing a
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no DOI — not checkedPractical Keys to Credit Analysis: A Dynamic Approach in Evaluating Credits (National Association of Credit Men, ca
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no DOI — not checkedOil companies issued cards en masse to the public in the 1930s. The first credit cards (Dinner's Club, Carte Blanche and American Express) appeared in the 1950s. With the exception of the oil company cards, however, these were either tied to the customer base of an established institution, as with the stores, or drawn from an elite clientele. The early credit cards did not allow for unpaid balances to carry over. Marron, Consumer Credit in the United States, 80-81. Timothy Wolters, "Carry Your Credit in Your Pocket": The Early History of the Credit Card at Bank of America and Chase Manhattan
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no DOI — not checkedCarry Your Credit
no DOI — not checkedRobert Head Collection
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no DOI — not checkedFair, Isaac had been producing custom scorecards for individual companies, a labor intensive process of data gathering. The availability of large databanks of credit information
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no DOI — not checkedFor a somewhat different application of the sociology of knowledge to financial risk assessment, see Donald MacKenzie
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