Reference health
How Bank Business Models Drive Interest Margins: Evidence from U.S. Bank-Level Data
52/52 checkable references clean · checked 2026-08-28
Every reference with a DOI in the deposited reference list resolved to a known work in Crossref or DataCite at the dated check, and none carried a retraction, withdrawal, or removal notice.
15 without a DOI — not checked. A reference deposited without a DOI is never matched by title or guessed at; it stays outside the checked set, and this line discloses that.
The 52 checked references that resolve
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Commercial bank net interest margins, default risk, interest-rate risk, and off-balance sheet banking
resolves10.1111/1468-0297.00682
Small Business Credit Availability and Relationship Lending: The Importance of Bank Organisational Structure
resolves10.2139/ssrn.1334132
Capital Regulation, Risk-Taking and Monetary Policy: A Missing Link in the Transmission Mechanism?
resolves10.1111/1540-6261.00512
Internal Capital Markets in Financial Conglomerates: Evidence from Small Bank Responses to Monetary Policy
resolves10.1016/j.ecosys.2007.04.001
Determinants of bank interest margins in Central and Eastern Europe: A comparison with the West
resolves10.1093/wber/13.2.379
Determinants of Commercial Bank Interest Margins and Profitability: Some International Evidence
resolves10.1596/1813-9450-3030
The Impact of Bank Regulations, Concentration, and Institutions on Bank Margins
resolves10.2139/ssrn.163174
Bank Loan Sales: A New Look at the Motivations for Secondary Market Activity
resolves10.1023/b:fina.0000020656.65653.79
The Past, Present, and Probable Future for Community Banks
resolves10.2139/ssrn.2028190
Effects of Changes in Borrower-Lender Relationships on Small Business Loan Contract Terms and Credit Availability
resolves10.1016/s0378-4266(98)00011-9
De novo banks and lending to small businesses: An empirical analysis
resolves10.2139/ssrn.1364389
Monetary Policy, Risk-Taking and Pricing: Evidence from a Quasi-Natural Experiment
resolves10.2307/2601202
Incentives for Banking Megamergers: What Motives Might Regulators Infer from Event-Study Evidence?
resolves10.1016/0304-4076(92)90104-y
Testing the null hypothesis of stationarity against the alternative of a unit root
resolves10.1016/j.jbankfin.2007.09.025
The expansion of services in European banking: Implications for loan pricing and interest margins
resolves10.1016/s0304-4076(01)00098-7
Unit root tests in panel data: asymptotic and finite-sample properties
resolves10.3790/kuk.42.4.509
What Drives the Interest Rate Margin Decline in EU Banking – The Case of Small Local Banks
resolves10.1016/j.jbankfin.2003.09.004
Factors explaining the interest margin in the banking sectors of the European Union
resolves10.1111/j.1540-6261.1992.tb04662.x
Insiders and Outsiders: The Choice between Informed and Arm's‐Length Debt
resolves10.1016/s0261-5606(00)00033-4
The determinants of bank interest rate margins: an international study
resolves10.1111/0022-1082.00483
Information Production and Capital Allocation: Decentralized versus Hierarchical Firms
The 15 references without a DOI — listed, not checked
no DOI — not checkedLiquidity, Monetary Policy, and Financial Cycles
no DOI — not checkedref19
no DOI — not checkedref20
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no DOI — not checkedref22
no DOI — not checkedref34
no DOI — not checkedref35
no DOI — not checkedref36
no DOI — not checkedBanking in the United States
no DOI — not checkedGlobal Competition, Fee Income and Interest Rate Margins of Banks
no DOI — not checkedThe Dark Side of Bank Wholesale Funding
no DOI — not checkedref48
no DOI — not checkedHazardous Times for Monetary Policy: What Do Twenty-Three Million Bank Loans Say About the Effects of Monetary Policy on Credit Risk?
no DOI — not checkedref51
no DOI — not checkedBank Risk-Taking, Securitization, Supervision, and Low Interest Rates: Evidence from Lending Standards
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