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Mainstream Finance: Why Don't the Poor Participate? Evidence from Bank Branching Deregulation in the United States
74/74 checkable references clean · checked 2026-08-27
Every reference with a DOI in the deposited reference list resolved to a known work in Crossref or DataCite at the dated check, and none carried a retraction, withdrawal, or removal notice.
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The 74 checked references that resolve
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Banking the Unbanked: What Do 255 Million New Bank Accounts Reveal about Financial Access?
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Tying Odysseus to the Mast: Evidence From a Commitment Savings Product in the Philippines
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Preferences for Banking and Payment Services Among Low- and Moderate-Income Households
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Banking Services for Everyone? Barriers to Bank Access and Use around the World
resolves10.1111/j.1540-6261.2010.01589.x
Big Bad Banks? The Winners and Losers from Bank Deregulation in the United States
resolves10.1111/j.1540-6261.2011.01698.x
Information Disclosure, Cognitive Biases, and Payday Borrowing
resolves10.1509/jppm.25.1.8
Behavioral Economics and Marketing in Aid of Decision Making among the Poor
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The Division of Spoils: Rent-Sharing and Discrimination in a Regulated Industry
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Do Rural Banks Matter? Evidence from the Indian Social Banking Experiment
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Finance as a Barrier to Entry: Bank Competition and Industry Structure in Local U.S. Markets
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Can Gambling Increase Savings? Empirical Evidence on Prize-Linked Savings Accounts
resolves10.21799/frbp.wp.2017.15
“Don't Know What You Got Till It’s Gone” — The Effects of the Community Reinvestment Act (CRA) on Mortgage Lending in the Philadelphia Market
resolves10.1257/app.5.1.163
Savings Constraints and Microenterprise Development: Evidence from a Field Experiment in Kenya
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Why Don't the Poor Save More? Evidence from Health Savings Experiments
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The effects of bank and nonbank provider locations on household use of financial transaction services
resolves10.2139/ssrn.2659883
Income Gains and Month-to-Month Income Volatility: Household Evidence from the Us Financial Diaries
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DECOMPOSING TRENDS IN INCOME VOLATILITY: THE “WILD RIDE” AT THE TOP AND BOTTOM
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Banking Relationships of Lower-Income Families and the Governmental Trend toward Electronic Payment
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The Real Effects of Lending Relationships on Innovative Firms and Inventor Mobility
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Expanding Credit Access: Using Randomized Supply Decisions to Estimate the Impacts
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Democratizing entry: Banking deregulations, financing constraints, and entrepreneurship☆
resolves10.1162/003355399556223
What Drives Deregulation? Economics and Politics of the Relaxation of Bank Branching Restrictions
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Intertemporal Consumption and Credit Constraints: Does Total Expenditure Respond to an Exogenous Shock to Credit?
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Credit Line Usage, Checking Account Activity, and Default Risk of Bank Borrowers
resolves10.1016/j.jdeveco.2015.01.004
Banking the poor via savings accounts: Evidence from a field experiment
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The Importance of Check-Cashing Businesses to the Unbanked: Racial/Ethnic Differences
resolves10.2139/ssrn.2877609
Mortgage Supply and the US Housing Boom: The Role of the Community Reinvestment Act
resolves10.1257/app.20170453
The Persistent Power of Behavioral Change: Long-Run Impacts of Temporary Savings Subsidies for the Poor
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The Impact of Banking and Fringe Banking Regulation on the Number of Unbanked Americans
The 12 references without a DOI — listed, not checked
no DOI — not checkedCredit Where it Counts : The Community Reinvestment Act and its Critics
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no DOI — not checkedThe Shifting Boundaries of Democratic Governments
no DOI — not checkedref41
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no DOI — not checkedAssessing a Decade of Interstate Bank Branching
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no DOI — not checkedCredit Rationing in Markets with Imperfect Information
no DOI — not checkedIdentification and Inference for Econometric Models: Essays in Honor of
no DOI — not checkedref86
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