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Saving More to Borrow Less: Experimental Evidence from Access to Formal Savings Accounts in Chile
54/54 checkable references clean · checked 2026-08-03
Every reference with a DOI in the deposited reference list resolved to a known work in Crossref or DataCite at the dated check, and none carried a retraction, withdrawal, or removal notice.
20 without a DOI — not checked. A reference deposited without a DOI is never matched by title or guessed at; it stays outside the checked set, and this line discloses that.
The 54 checked references that resolve
resolves10.3386/w19119
Win Some Lose Some? Evidence from a Randomized Microcredit Program Placement Experiment by Compartamos Banco
resolves10.1162/qjec.2006.121.2.635
Tying Odysseus to the Mast: Evidence From a Commitment Savings Product in the Philippines
resolves10.1257/0002828054201242
Do Rural Banks Matter? Evidence from the Indian Social Banking Experiment
resolves10.3386/w15396
Microinsurance, Trust and Economic Development: Evidence from a Randomized Natural Field Experiment
resolves10.1257/pol.20130371
The Impact of Insurance Provision on Household Production and Financial Decisions
resolves10.2139/ssrn.2250748
Intervention-Driven Changes in Social Networks and Their Effects on Household Outcomes
resolves10.1257/000282803322655518
Kin Groups and Reciprocity: A Model of Credit Transactions in Ghana
resolves10.1257/aer.103.6.2196
Does the Classic Microfinance Model Discourage Entrepreneurship Among the Poor? Experimental Evidence from India
resolves10.2139/ssrn.1969504
Micro-Savings & Informal Insurance in Villages: How Financial Deepening Affects Safety Nets of the Poor - A Natural Field Experiment
resolves10.1093/poq/nfp031
Effects of Questionnaire Length on Participation and Indicators of Response Quality in a Web Survey
resolves10.1007/s10683-011-9303-7
A field experiment on the impact of weather shocks and insurance on risky investment
resolves10.1257/aer.104.1.183
Risk Sharing and Transactions Costs: Evidence from Kenya's Mobile Money Revolution
resolves10.1596/1813-9450-6085
Does Africa Need a Rotten Kin Theorem? Experimental Evidence from Village Economies
resolves10.3386/w18417
Under-Savers Anonymous: Evidence on Self-Help Groups and Peer Pressure as a Savings Commitment Device
resolves10.1257/aer.102.3.289
Kinship and Financial Networks, Formal Financial Access, and Risk Reduction
resolves10.2139/ssrn.588942
Moving to Opportunity and Tranquility: Neighborhood Effects on Adult Economic Self-Sufficiency and Health from a Randomized Housing Voucher Experiment
resolves10.3386/w11721
Training, Wages, and Sample Selection: Estimating Sharp Bounds on Treatment Effects
resolves10.1111/1467-937x.00204
Informal Insurance Arrangements with Limited Commitment: Theory and Evidence from Village Economies
resolves10.1126/science.1224648
Neighborhood Effects on the Long-Term Well-Being of Low-Income Adults
resolves10.1162/003355301753265543
The Power of Suggestion: Inertia in 401(k) Participation and Savings Behavior
resolves10.1016/j.jdeveco.2008.01.007
Measuring microenterprise profits: Must we ask how the sausage is made?
resolves10.7551/mitpress/5776.003.0008
Using Weather Variability to Estimate the Response of Savings to Transitory Income in Thailand
resolves10.1016/j.jdeveco.2015.01.004
Banking the poor via savings accounts: Evidence from a field experiment
resolves10.1086/261874
Credit Market Constraints, Consumption Smoothing, and the Accumulation of Durable Production Assets in Low-Income Countries: Investments in Bullocks in India
resolves10.1080/13600818.2013.778237
The Definition and Causes of Microfinance Over-Indebtedness: A Customer Protection Point of View
resolves10.3368/jhr.xli.1.106
The Impact of Banking and Fringe Banking Regulation on the Number of Unbanked Americans
resolves10.1016/j.jeconom.2007.02.002
Inverse probability weighted estimation for general missing data problems
resolves10.1073/pnas.1000776108
Being surveyed can change later behavior and related parameter estimates
The 20 references without a DOI — listed, not checked
no DOI — not checkedref10
no DOI — not checkedHousehold Saving: Micro Theories and Micro Facts
no DOI — not checkedInformal Insurance, Social Networks, and Savings Access: Evidence from a Framed Field Experiment
no DOI — not checkedHow Does Risk Management Influence Production Decisions? Evidence from a Field Experiment
no DOI — not checkedref20
no DOI — not checkedref22
no DOI — not checkedSaving and liquidity constraints
no DOI — not checkedLenders Blind Trust and Borrowers Blind Spots: A Descriptive Investigation of Personal Loans
no DOI — not checkedChallenges in Banking the Rural Poor: Evidence from Kenya's Western Province
no DOI — not checkedFDIC National Survey of Unbanked and Underbanked Households
no DOI — not checkedInsurance, Credit, and Technology Adoption: Field Experimental Evidence from Malawi
no DOI — not checkedref34
no DOI — not checkedWorking Paper Graduate School of Business
no DOI — not checkedPoverty, Social Stress & Mental Health
no DOI — not checkedref59
no DOI — not checkedref61
no DOI — not checkedRisk and Saving in Northern Nigeria
no DOI — not checkedEfficiency and the Role of Default when Security Markets are Incomplete
no DOI — not checkedref71
no DOI — not checkedColumns (4)-(6) contain the sample of participants who indicated that they 'always' or 'frequently' regretted not having saved more. Robust standard errors, clustered at the group level
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