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Credit Access and Household Welfare: Evidence from Payday Lending

https://doi.org/10.2139/ssrn.2915197
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57/57 checkable references clean · checked 2026-08-27

Every reference with a DOI in the deposited reference list resolved to a known work in Crossref or DataCite at the dated check, and none carried a retraction, withdrawal, or removal notice.

21 without a DOI — not checked. A reference deposited without a DOI is never matched by title or guessed at; it stays outside the checked set, and this line discloses that.

The 57 checked references that resolve
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Payday Loans and Credit Cards: New Liquidity and Credit Scoring Puzzles?
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Much Ado about Nothing? New Evidence on the Effects of Payday Lending on Military Members
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The short-term mortality consequences of income receipt
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Liquidity, Economic Activity, and Mortality
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Payday Lending: Do the Costs Justify the Price?
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Well-Being and Social Capital: Does Suicide Pose a Puzzle?
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Credit Access after Consumer Bankruptcy Filing: New Evidence
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Antidepressants and suicide
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Developments in the Measurement of Subjective Well-Being
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Unemployment and suicide: a cohort analysis of social factors predicting suicide in the US National Longitudinal Mortality Study
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The Real Costs of Credit Access: Evidence from the Payday Lending Market*
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Payday Holiday: How Households Fare After Payday Credit Bans
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How Payday Credit Access Affects Overdrafts and Other Outcomes
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Payday Lending
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Access to Short-Term Credit and Consumption Smoothing within the Paycycle
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The 21 references without a DOI — listed, not checked
no DOI — not checkedBanking the poor
no DOI — not checkedBank teams up with 'payday lender
no DOI — not checkedref13
no DOI — not checkedCFPB data point
no DOI — not checkedConsumer financial protection bureau releases notices of proposed rulemaking on payday lendingg
no DOI — not checkedref17
no DOI — not checkedThe financial crisis and the well-being of america
no DOI — not checkedref26
no DOI — not checkedref30
no DOI — not checkedSafe harbor for usury: Recent developments in payday lending
no DOI — not checkedref32
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no DOI — not checkedref38
no DOI — not checkedClinical classifications software (ccs) for icd-9-cm
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no DOI — not checkedref48
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no DOI — not checkedref52
no DOI — not checkedref59
no DOI — not checkedPayday lending in america: Who borrows, where they borrow, and why
no DOI — not checkedref71
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