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Collateral Value and Strategic Default: Evidence from Auto Loans

https://doi.org/10.2139/ssrn.3218515
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22/22 checkable references clean · checked 2026-08-29

Every reference with a DOI in the deposited reference list resolved to a known work in Crossref or DataCite at the dated check, and none carried a retraction, withdrawal, or removal notice.

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The 22 checked references that resolve
resolves10.1057/9780230608917_6
Asymmetric Information and the Automobile Loan Market
resolves10.1287/mnsc.2015.2272
Why Do Borrowers Make Mortgage Refinancing Mistakes?
resolves10.3386/w21386
Sources of Inaction in Household Finance: Evidence from the Danish Mortgage Market
resolves10.3386/w14625
An Empirical Model of Subprime Mortgage Default From 2000 to 2007
resolves10.1111/jofi.12523
Consumer Ruthlessness and Mortgage Default during the 2007 to 2009 Housing Bust
resolves10.1093/qje/qjz004
Strategic Default in the International Coffee Market*
resolves10.2139/ssrn.2102648
Financial Literacy, Social Perception and Strategic Default
resolves10.3386/w21611
Moral Incentives in Credit Card Debt Repayment: Evidence from a Field Experiment
resolves10.1111/jofi.12252
A Model of Mortgage Default
resolves10.1111/1468-0262.00110
Mortgage Terminations, Heterogeneity and the Exercise of Mortgage Options
resolves10.1016/j.jue.2008.07.006
Negative equity and foreclosure: Theory and evidence
resolves10.1093/rfs/hhx115
Can’t Pay or Won’t Pay? Unemployment, Negative Equity, and Strategic Default
resolves10.1111/jofi.12044
The Determinants of Attitudes toward Strategic Default on Mortgages
resolves10.1162/qjec.2009.124.1.267
Hold-Up, Asset Ownership, and Reference Points<sup>*</sup>
resolves10.1162/003355398555496
Default and Renegotiation: A Dynamic Model of Debt
resolves10.1023/b:real.0000044023.02636.e6
What Drives Default and Prepayment on Subprime Auto Loans?
resolves10.1016/0378-4266(87)90046-x
The valuation and securitization of commercial and multifamily mortgages
resolves10.1111/j.1465-7295.1996.tb01388.x
WHY HOLD‐UPS OCCUR: THE SELF‐ENFORCING RANGE OF CONTRACTUAL RELATIONSHIPS
resolves10.3386/w23028
Non-Cognitive Abilities and Financial Delinquency: The Role of Self-Efficacy in Avoiding Financial Distress
resolves10.1257/aer.104.9.2830
Mortgage Modification and Strategic Behavior: Evidence from a Legal Settlement with Countrywide
resolves10.2139/ssrn.2665762
Why Did So Many Subprime Borrowers Default During the Crisis: Loose Credit or Plummeting Prices?
resolves10.1093/rfs/hhw034
The Effect of Negative Equity on Mortgage Default: Evidence From HAMP’s Principal Reduction Alternative
The 4 references without a DOI — listed, not checked
no DOI — not checkedref2
no DOI — not checkedref5
no DOI — not checkedAn option-based model of mortgage default. Housing Fin
no DOI — not checkedDistinguishing between good and bad subprime auto loans borrowers: the role of demographic, region and loan characteristics
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