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Mental Accounts and Consumption Sensitivity Across the Distribution of Liquid Assets

https://doi.org/10.2139/ssrn.4793885
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30/30 checkable references clean · checked 2026-08-01

Every reference with a DOI in the deposited reference list resolved to a known work in Crossref or DataCite at the dated check, and none carried a retraction, withdrawal, or removal notice.

15 without a DOI — not checked. A reference deposited without a DOI is never matched by title or guessed at; it stays outside the checked set, and this line discloses that.

The 30 checked references that resolve
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Asymmetric Consumption Smoothing
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Wealth Inequality and Intergenerational Links
resolves10.2307/2938366
Saving and Liquidity Constraints
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Mental Accounting Effects of Income Tax Shifting
resolves10.1515/9780691188485
Theory of the Consumption Function
resolves10.1093/qje/qju024
A Sparsity-Based Model of Bounded Rationality *
resolves10.1257/aer.20170537
Consumer Spending during Unemployment: Positive and Normative Implications
resolves10.1016/j.jmoneco.2020.03.006
What drives heterogeneity in the marginal propensity to consume? Temporary shocks vs persistent characteristics
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Harnessing naturally occurring data to measure the response of spending to income
resolves10.1111/1468-0262.00269
Consumption Over the Life Cycle
resolves10.1111/1468-0262.00252
Temptation and Self-Control
resolves10.1086/260724
Stochastic Implications of the Life Cycle-Permanent Income Hypothesis: Theory and Evidence
resolves10.1257/aer.20170866
How Are SNAP Benefits Spent? Evidence from a Retail Panel
resolves10.1257/aer.96.5.1589
Household Expenditure and the Income Tax Rebates of 2001
resolves10.3982/ECTA10528
A Model of the Consumption Response to Fiscal Stimulus Payments
resolves10.3386/w20073
The Wealthy Hand-to-Mouth
resolves10.1093/qje/qjy014
Excess Sensitivity of High-Income Consumers*
resolves10.1162/003355397555253
Golden Eggs and Hyperbolic Discounting
resolves10.1257/aer.90.2.120
The Savers–Spenders Theory of Fiscal Policy
resolves10.1093/rfs/hhy055
The Liquid Hand-to-Mouth: Evidence from Personal Finance Management Software
resolves10.3386/w30596
Economic Impact Payments and Household Spending During the Pandemic
resolves10.1257/aer.103.6.2530
Consumer Spending and the Economic Stimulus Payments of 2008
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Inattentive consumers
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THE BEHAVIORAL LIFE‐CYCLE HYPOTHESIS
resolves10.1257/aer.89.4.947
The Response of Household Consumption to Income Tax Refunds
resolves10.1287/mksc.4.3.199
Mental Accounting and Consumer Choice
resolves10.1086/261605
Consumption and Liquidity Constraints: An Empirical Investigation
The 15 references without a DOI — listed, not checked
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no DOI — not checkedUS unemployment insurance replacement rates during the pandemic
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no DOI — not checkedMental accounting and consumer choice: Evidence from commodity price shocks, tech. rep
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no DOI — not checkedref27
no DOI — not checkedA model of reference-dependent preferences
no DOI — not checkedMistakes in future consumption, high MPCs now
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no DOI — not checkedWhy don't households smooth consumption? Evidence from a $25 million experiment
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