Reference health
Debt-to-income as a measure of ability to repay
22/22 checkable references clean · checked 2026-08-27
Every reference with a DOI in the deposited reference list resolved to a known work in Crossref or DataCite at the dated check, and none carried a retraction, withdrawal, or removal notice.
14 without a DOI — not checked. A reference deposited without a DOI is never matched by title or guessed at; it stays outside the checked set, and this line discloses that.
The 22 checked references that resolve
resolves10.1162/REST_a_00597
Inattention to Deferred Increases in Tax Bases: How Michigan Home Buyers Are Paying for Assessment Limits
resolves10.1111/j.1540-6261.1983.tb03841.x
The Determinants of Default on Insured Conventional Residential Mortgage Loans
resolves10.1111/1468-0262.00110
Mortgage Terminations, Heterogeneity and the Exercise of Mortgage Options
resolves10.1257/aer.20141313
Interest Rate Pass-Through: Mortgage Rates, Household Consumption, and Voluntary Deleveraging
resolves10.1146/annurev-financial-110217-022541
Mortgage-Default Research and the Recent Foreclosure Crisis
resolves10.1093/rfs/hhx115
Can’t Pay or Won’t Pay? Unemployment, Negative Equity, and Strategic Default
resolves10.1093/rfs/hht073
Securitization and Loan Performance: Ex Ante and Ex Post Relations in the Mortgage Market
resolves10.1162/qjec.2010.125.1.307
Did Securitization Lead to Lax Screening? Evidence from Subprime Loans<sup>*</sup>
resolves10.1162/rest_a_01371
What Triggers Mortgage Default? New Evidence from Linked Administrative and Survey Data
resolves10.1111/1540-6229.00133
A Discriminant Function Analysis of Residential Mortgage Delinquency and Foreclosure
resolves10.1086/295709
The Determinants of Mortgage Risk Premiums: A Case Study of the Portfolio of a Savings and Loan Association
resolves10.1016/j.jue.2016.03.007
Payment changes and default risk: The impact of refinancing on expected credit losses
The 14 references without a DOI — listed, not checked
no DOI — not checkedCredit risk, credit scoring, and the performance of home mortgages
no DOI — not checkedConsumer Ruthlessness and Mortgage Default during the 2007 to 2009 Housing Bust
no DOI — not checkedref7
no DOI — not checkedQualified Mortgage Definition Under the Truth in Lending Act
no DOI — not checkedRegulating household leverage
no DOI — not checkedPayment size, negative equity, and mortgage default
no DOI — not checkedref19
no DOI — not checkedref23
no DOI — not checkedImpacts of down payment underwriting standards on loan performance-evidence from the GSEs and FHA portfolios
no DOI — not checked50-state property tax comparison study for taxes paid in 2017
no DOI — not checkedIs there a puzzle in underwater mortgage default?
no DOI — not checkedAn IV hazard model of loan default with an application to subprime mortgage cohorts
no DOI — not checkedMortgage finance across OECD countries
no DOI — not checkedTBA trading and liquidity in the agency MBS market
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