Reference health
Fintech Lending and Debt Spiral
26/26 checkable references clean · checked 2026-08-27
Every reference with a DOI in the deposited reference list resolved to a known work in Crossref or DataCite at the dated check, and none carried a retraction, withdrawal, or removal notice.
17 without a DOI — not checked. A reference deposited without a DOI is never matched by title or guessed at; it stays outside the checked set, and this line discloses that.
The 26 checked references that resolve
resolves10.1093/restud/rdab066
Are High-Interest Loans Predatory? Theory and Evidence from Payday Lending
resolves10.1017/S002210902200120X
Do FinTech Mortgage Lenders Fill the Credit Gap? Evidence from Natural Disasters
resolves10.1287/mnsc.2021.3996
The Role of Marketplace Lending in Credit Markets: Evidence from Bank Mergers
resolves10.1287/mnsc.2022.4592
Household Credit and Regulatory Arbitrage: Evidence from Online Marketplace Lending
resolves10.1111/j.1540-6261.2011.01698.x
Information Disclosure, Cognitive Biases, and Payday Borrowing
resolves10.1016/j.jfineco.2017.04.008
What do measures of real-time corporate sales say about earnings surprises and post-announcement returns?
resolves10.1111/1475-679X.12360
The Firm Next Door: Using Satellite Images to Study Local Information Advantage
resolves10.1111/1475-679X.12419
Leveraging Big Data to Study Information Dissemination of Material Firm Events
resolves10.2308/TAR-2021-0191
What If Borrowers Were Informed about Credit Reporting? Two Natural Field Experiments
resolves10.1016/j.chieco.2017.08.005
Chinese household saving and dependent children: Theory and evidence
The 17 references without a DOI — listed, not checked
no DOI — not checkedref1
no DOI — not checkedref7
no DOI — not checkedThe rise of E-wallets and buy-now-pay-later: Payment competition, credit expansion, and consumer behavior
no DOI — not checkedThe data privacy paradox and digital demand
no DOI — not checkedref16
no DOI — not checkedBuy Now, Pay Later: Market trends and consumer impacts
no DOI — not checkedConsumer Financial Protection Bureau (CFPB)
no DOI — not checkedHow costly are cultural biases? Evidence from FinTech
no DOI — not checkedBuy now, pay later credit: User characteristics and effects on spending patterns
no DOI — not checkedInvisible primes: Fintech lending with alternative data
no DOI — not checkedHow resilient is mortgage credit supply? Evidence from the COVID-19 pandemic
no DOI — not checkedHow do payday loans affect borrowers? Evidence from the U.K. market
no DOI — not checkedref32
no DOI — not checkedFinancial literacy and high-cost borrowing in the United States
no DOI — not checkedSpillovers from costly credit
no DOI — not checkedThe value of privacy: Evidence from online borrowers
no DOI — not checkedAssessing the impact of new entrant non-bank firms on competition in consumer finance markets
What this badge says. CiteStamped means the CHECKABLE references of this
work were clean at the dated check: each resolved to a known work in a public registry, and none
carried a retraction notice at that time. It says nothing about the quality, findings,
or importance of the work itself, and nothing about references deposited without a DOI.
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