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The Association of Alternative Financial Services Usage and Financial Access: Evidence from the National Financial Capability Study

https://doi.org/10.1007/s10834-015-9463-2
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What this work says

Outgoing claims: the papers this work cites, builds on, or argues with.

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Who Has a Bank Account? Exploring Changes Over Time, 1989?2001
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Effectiveness of Financial Education on Financial Management Behavior and Account Usage: Evidence from a ‘Second Chance’ Program
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Gender, Household Structure and Financial Participation in the United States
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Emergency Saving and Household Hardship
inferredcites →https://doi.org/10.1007/s11151-014-9421-4openalex-snapshot
Determinants of the Locations of Alternative Financial Service Providers
inferredcites →https://doi.org/10.1016/j.regsciurbeco.2008.01.012openalex-snapshot
Alternative financial service providers and the spatial void hypothesis
inferredcites →https://doi.org/10.1037/0033-2909.107.2.238openalex-snapshot
Comparative fit indexes in structural models.
inferredcites →https://doi.org/10.1080/01634372.2015.1052174openalex-snapshot
Effects of an Individual Development Account Program on Retirement Saving: Follow-up Evidence From a Randomized Experiment
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Cutoff criteria for fit indexes in covariance structure analysis: Conventional criteria versus new alternatives
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Payday Loan Use and Consumer Well-Being: What Consumers and Social Workers Need to Know About Payday Loans
inferredcites →https://doi.org/10.1093/sw/swu008openalex-snapshot
Communities Respond to Predatory Lending
inferredcites →https://doi.org/10.1111/j.1467-8594.2006.00267.xopenalex-snapshot
The Ethics of Refund Anticipation Loan Consumer Information: An Exploratory Study
inferredcites →https://doi.org/10.1111/j.1467-9906.2011.00553.xopenalex-snapshot
Minorities on the Margins? The Spatial Organization of Fringe Banking Services
inferredcites →https://doi.org/10.1111/j.1745-6606.2006.00044.xopenalex-snapshot
The Determinants of Being Unbanked for U.S. Immigrants
inferredcites →https://doi.org/10.1111/j.1745-6606.2012.01244.xopenalex-snapshot
Factors That Contribute to Becoming Unbanked
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The Importance of Check-Cashing Businesses to the Unbanked: Racial/Ethnic Differences
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Insufficient Funds: Savings, Assets, Credit, and Banking Among Low-Income Households
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Structural Model Evaluation and Modification: An Interval Estimation Approach
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The Consolidation of the Secondary Financial Services Market
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Determinants of the Locations of Payday Lenders, Pawnshops and Check-Cashing Outlets
inferredcites →https://doi.org/10.17016/feds.2011.13openalex-snapshot
Preferences for Banking and Payment Services Among Low- and Moderate-Income Households
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Financial Services, Savings and Borrowing Among Low- and Moderate-Income Households: Evidence from the Detroit Area Household Financial Services Survey
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Tax Filing and Other Financial Behaviors of EITC-Eligible Households: Differences of Banked and Unbanked
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How Effective Were the Financial Safety Nets in the Aftermath of Katrina?
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Financial Literacy and High-Cost Borrowing in the United States

What points at this work

Incoming claims: where this work appears in other papers’ reference lists and arguments.

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inferred← citeshttps://doi.org/10.2139/ssrn.4054909openalex-extracted
Financial Capability: A Conceptual Review, Extension, and Synthesis
inferred← citeshttps://doi.org/10.1007/s10603-016-9331-yopenalex-snapshot
Does Community Access to Alternative Financial Services Relate to Individuals’ Use of These Services? Beyond Individual Explanations
inferred← citeshttps://doi.org/10.1007/s10603-019-09418-zopenalex-snapshot
Does Consumer Financial Management Behavior Relate to Their Financial Access?
inferred← citeshttps://doi.org/10.1007/s10603-024-09567-wopenalex-snapshot
The Link Between Digital Skills and Financial Inclusion—Evidence from Consumers Survey Data from Low-Income Areas
inferred← citeshttps://doi.org/10.1007/s10603-026-09614-8openalex-snapshot
What Determines the Demand for Online High-Cost Credit? Evidence from Loan Applications from Digital Credit Intermediaries
inferred← citeshttps://doi.org/10.1007/s10834-015-9475-yopenalex-snapshot
Financial Education is not Enough: Millennials May Need Financial Capability to Demonstrate Healthier Financial Behaviors
inferred← citeshttps://doi.org/10.1007/s10834-020-09736-2openalex-snapshot
Financial Socialization: A Decade in Review
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Ten Years of Research in the Journal of Family and Economic Issues: Thoughts on Future Directions
inferred← citeshttps://doi.org/10.1007/s10834-022-09849-wopenalex-snapshot
Predicting Financial Well-Being Using the Financial Capability Perspective: The Roles of Financial Shocks, Income Volatility, Financial Products, and Savings Behaviors
inferred← citeshttps://doi.org/10.1007/s10834-022-09883-8openalex-snapshot
Is Ignorance Bliss? Use of Alternative Financial Services, Financial Knowledge, and Financial Anxiety
inferred← citeshttps://doi.org/10.1007/s10834-024-09961-zopenalex-snapshot
Financial Safety Nets or Rescue Fantasies? A Moderating View of the Relationship between Usage of Alternative Financial Services and Financial Anxiety among College Students
inferred← citeshttps://doi.org/10.1007/s10834-024-10009-5openalex-snapshot
Financial Circumstances Associated with Rent-to-Own Usage in a Time of COVID-Induced Economic Uncertainty
inferred← citeshttps://doi.org/10.1007/s12552-019-09259-yopenalex-snapshot
Exploring Racial/Ethnic Disparities in the Use of Alternative Financial Services: The Moderating Role of Financial Knowledge
inferred← citeshttps://doi.org/10.1016/j.childyouth.2018.07.023openalex-snapshot
Patterns of financial attributes and behaviors of emerging adults in the United States
inferred← citeshttps://doi.org/10.1016/j.iref.2026.105233openalex-snapshot
Financial inclusion status and cryptocurrency usage in the U.S.
inferred← citeshttps://doi.org/10.1016/j.socec.2021.101702openalex-snapshot
Does self-control constitute a driver of millennials’ financial behaviors and attitudes?
inferred← citeshttps://doi.org/10.1080/15332985.2016.1267069openalex-snapshot
Financial insecurity and risk experiences of justice involved persons with severe mental illness
inferred← citeshttps://doi.org/10.1093/geroni/igag003openalex-snapshot
Financial capability and economic well-being of older Americans: empirical insights from the financial capability framework
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Banking on a Revolution
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Copyright Page
inferred← citeshttps://doi.org/10.1093/oso/9780190944131.002.0004openalex-snapshot
Dedication
inferred← citeshttps://doi.org/10.1093/oso/9780190944131.002.0006openalex-snapshot
Preface
inferred← citeshttps://doi.org/10.1093/oso/9780190944131.003.0001openalex-snapshot
Introduction
inferred← citeshttps://doi.org/10.1093/oso/9780190944131.003.0002openalex-snapshot
Calibrating the Financial System
inferred← citeshttps://doi.org/10.1093/oso/9780190944131.003.0003openalex-snapshot
Financialization and the Tyranny of Bootstraps
inferred← citeshttps://doi.org/10.1093/oso/9780190944131.003.0004openalex-snapshot
Theorizing Moves to Financial Innocence
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Corporate Landlords and the Climate Crisis
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Only Sharks in the Tank
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Capitalism Doesn’t Bend
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Digital Redlining
inferred← citeshttps://doi.org/10.1093/oso/9780190944131.003.0009openalex-snapshot
Financial Education for Liberation
inferred← citeshttps://doi.org/10.1093/oso/9780190944131.003.0010openalex-snapshot
The Nature of Change
inferred← citeshttps://doi.org/10.1093/oso/9780190944131.003.0011openalex-snapshot
Epilogue
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Financial Inclusion and Retirement Preparedness in the United States
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From health to wealth: the impact of surviving a health crisis on individuals’ cryptocurrency investment
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Cryptocurrencies as a new trigger for credit card misuse during economic downturns
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Prepaid debit cards and banking intention
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When financial volatility meets healthcare: how crypto investments result in forgoing medical care
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Prepaid cards and the unbanked in the U.S.: financial innovations and financial inclusion
inferred← citeshttps://doi.org/10.1108/rbf-09-2021-0171openalex-snapshot
Credit record overconfidence and alternative financial service use
inferred← citeshttps://doi.org/10.1111/1468-2427.13155openalex-snapshot
FRINGE FINANCIAL ECOLOGIES AND PLACE‐BASED EXCLUSION : A Tale of Two Cities
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Landscapes of financial exclusion: Alternative financial service providers and the dual financial service delivery system
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Loan Type and Debt Delinquency among Millennial and Non‐Millennial Households
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The role of P2P platforms in enhancing financial inclusion in the United States: An analysis of peer‐to‐peer lending across the rural–urban divide
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Financial stressors and alternative financial service use: Extending the ABC‐X model of family stress
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Effects of a Tax‐Time Savings Intervention on Use of Alternative Financial Services among Lower‐Income Households
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Use of Bank and Nonbank Financial Services: Financial Decision Making by Immigrants and Native Born
inferred← citeshttps://doi.org/10.1111/joca.70016openalex-snapshot
Exploratory Factor Analysis of Financial Services and Products Indicators: The Dimensionality of Financial Access
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Environment-Level Strategies to Support Independent Control of Finances: A Response to the SSA Review of Financial Capability Determination Review
inferred← citeshttps://doi.org/10.1177/0034644619885342openalex-snapshot
Financial Viability: A Descriptive Study of African American Banks’ Efficiency
inferred← citeshttps://doi.org/10.1177/0896920519894635openalex-snapshot
Racialized Debts: Racial Exclusion From Credit Tools and Information Networks
inferred← citeshttps://doi.org/10.1177/09708448251370429openalex-snapshot
Insights on Women’s Financial Literacy: A Bibliometric Analysis
inferred← citeshttps://doi.org/10.1257/pandp.20221016openalex-snapshot
Intersectionality and Financial Inclusion in the United States
inferred← citeshttps://doi.org/10.1371/journal.pone.0339127openalex-snapshot
Scarcity mindset’s positive association with using alternative financial services
inferred← citeshttps://doi.org/10.1891/1052-3073.29.2.219openalex-snapshot
Effects of a Randomized Tax-Time Savings Intervention on Savings Account Ownership Among Low- and Moderate-Income Households
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Make the Invisible Underbanked Visible: Who Are the Underbanked?
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Financial Literacy Overconfidence, Mobile Financial Service Use, and High-Cost Borrowing
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Consumer Finance Scales: Comparing English and Spanish Versions of a National Survey in the United States
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The Unbanked Among U.S. Hispanic/Latinx Households: A Literature Review
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Financial Literacy and the Use of Alternative Financial Services: A Behavioural Perspective
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Penny and Pound: Unpacking the Impacts of the Fringe Economy on Household Economic Wellbeing
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Financial Overconfidence and High-Cost Borrowing: The Moderating Effect of Mobile Payments
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The Paradox of the Payday Borrower: A Case Study of the Role of Planned Behavior in Borrowers’ Motivations and Experiences
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