On the public citation graph

Giving Credit Where Credit is Due: The Psychology of Credit Ratings

https://doi.org/10.1080/15427560801896784
0 signed · 53 inferred · view as graph

Inferred edges come from two machine sources: sweeps of open repository metadata (mostly SSRN and Zenodo), and a bulk OpenAlex citation snapshot. Every row below is labelled with the one it came from. Neither is a complete citation index — absence here is not evidence of absence.

Is this your work? Sign in with ORCID and put your name on the claims that are yours.
Claim with ORCID
Reference health. See whether every reference in this work resolves to a known work and none has been retracted — and get a dated CiteStamped badge you can embed.
See reference health

What this work says

Outgoing claims: the papers this work cites, builds on, or argues with.

inferredcites →https://doi.org/10.1002/1099-0771(200101)14:1<35::aid-bdm364>3.0.co;2-dopenalex-snapshot
The effects of predictive ability information, locus of control, and decision maker involvement on decision aid reliance
inferredcites →https://doi.org/10.1007/978-1-4419-1005-9_215openalex-snapshot
Stress: Appraisal and Coping
inferredcites →https://doi.org/10.1007/bf02506983openalex-snapshot
Psychological empowerment: Issues and illustrations
inferredcites →https://doi.org/10.1016/0002-8223(93)91697-oopenalex-snapshot
Harvard business review
inferredcites →https://doi.org/10.1016/0005-7967(85)90087-7openalex-snapshot
Stress, appraisal, and coping
inferredcites →https://doi.org/10.1016/0167-4870(93)90004-5openalex-snapshot
The use and abuse of consumer credit: Application of psychological theory and research
inferredcites →https://doi.org/10.1016/0167-4870(93)90044-lopenalex-snapshot
Self-concept, money beliefs and values
inferredcites →https://doi.org/10.1016/0167-4870(96)80014-6openalex-snapshot
Student attitudes to student debt
inferredcites →https://doi.org/10.1016/b978-0-12-590241-0.50013-7openalex-snapshot
Locus of Control
inferredcites →https://doi.org/10.1016/s0148-2963(98)00057-5openalex-snapshot
A Short, Reliable Measure of Subjective Knowledge
inferredcites →https://doi.org/10.1023/a:1003649031834openalex-snapshot
A Meta-Analysis of the Effects of Adventure Programming on Locus of Control
inferredcites →https://doi.org/10.1037//0022-3514.51.6.1173openalex-snapshot
The moderator-mediator variable distinction in social psychological research: Conceptual, strategic, and statistical considerations.
inferredcites →https://doi.org/10.1037/0021-9010.86.1.80openalex-snapshot
Relationship of core self-evaluations traits—self-esteem, generalized self-efficacy, locus of control, and emotional stability—with job satisfaction and job performance: A meta-analysis.
inferredcites →https://doi.org/10.1037/0022-3514.54.4.656openalex-snapshot
Excuses in waiting: External locus of control and reactions to success-failure feedback.
inferredcites →https://doi.org/10.1037/0033-2909.91.3.482openalex-snapshot
Behavior in organizations as a function of employee's locus of control.
inferredcites →https://doi.org/10.1037/h0076301openalex-snapshot
Some problems and misconceptions related to the construct of internal versus external control of reinforcement.
inferredcites →https://doi.org/10.1037/h0092976openalex-snapshot
Generalized expectancies for internal versus external control of reinforcement.
inferredcites →https://doi.org/10.1080/10835547.2009.12092009openalex-snapshot
JOURNAL OF HOUSING RESEARCH
inferredcites →https://doi.org/10.1086/341578openalex-snapshot
Toward a Personology of the Consumer: Figure 1
inferredcites →https://doi.org/10.1093/rfs/15.1.319openalex-snapshot
An Empirical Analysis of Personal Bankruptcy and Delinquency
inferredcites →https://doi.org/10.1108/eb008185openalex-snapshot
SELF-CONCEPT AND IMAGE CONGRUENCE: SOME RESEARCH AND MANAGERIAL IMPLICATIONS
inferredcites →https://doi.org/10.1111/0022-1082.00110openalex-snapshot
Determinants of the Consumer Bankruptcy Decision
inferredcites →https://doi.org/10.1111/j.1465-7295.1997.tb01966.xopenalex-snapshot
THE IMPACT OF PSYCHOLOGICAL AND HUMAN CAPITAL ON WAGES
inferredcites →https://doi.org/10.1111/j.1745-6606.2005.00016.xopenalex-snapshot
Who Is in Control? The Role of Self‐Perception, Knowledge, and Income in Explaining Consumer Financial Behavior
inferredcites →https://doi.org/10.1177/074391569601500102openalex-snapshot
Can Consumers Interpret Nutrition Information in the Presence of a Health Claim? A Laboratory Investigation
inferredcites →https://doi.org/10.1207/s15327906mbr3001_3openalex-snapshot
A Simulation Study of Mediated Effect Measures
inferredcites →https://doi.org/10.1287/mksc.21.1.32.155openalex-snapshot
The Effect of Credit on Spending Decisions: The Role of the Credit Limit and Credibility
inferredcites →https://doi.org/10.14307/jfcsopenalex-snapshot
Journal of Family and Consumer Sciences
inferredcites →https://doi.org/10.1509/jppm.21.2.305.17596openalex-snapshot
The Role of Summary Information in Facilitating Consumers’ Comprehension of Nutrition Information

What points at this work

Incoming claims: where this work appears in other papers’ reference lists and arguments.

inferred← citeshttps://doi.org/10.2139/ssrn.3217376openalex-extracted
inferred← citeshttps://doi.org/10.1007/s40622-018-0200-1openalex-snapshot
Are type B investors efficacious? Exploring role of personality in ambidextrous investment decision-making
inferred← citeshttps://doi.org/10.1037/a0026055openalex-snapshot
An empirical investigation of dispositional antecedents and performance-related outcomes of credit scores.
inferred← citeshttps://doi.org/10.1080/00207594.2011.628674openalex-snapshot
Credit use: Psychological perspectives on a multifaceted phenomenon
inferred← citeshttps://doi.org/10.1108/ijbm-10-2019-0356openalex-snapshot
Antecedents to responsible financial management behavior among young adults: moderating role of financial risk tolerance
inferred← citeshttps://doi.org/10.1108/jeee-03-2021-0093openalex-snapshot
Credit scoring of small and medium enterprises: a behavioural approach
inferred← citeshttps://doi.org/10.1108/qrfm-10-2018-0114openalex-snapshot
Intuitive forecasting and analytical reasoning: does investor personality matter?
inferred← citeshttps://doi.org/10.1108/rbf-03-2021-0051openalex-snapshot
Understanding the impact of borrowers' behavioural and psychological traits on credit default: review and conceptual model
inferred← citeshttps://doi.org/10.1111/apps.70001openalex-snapshot
Does concurrent validity really estimate predictive validity in psychological testing? Two local studies
inferred← citeshttps://doi.org/10.1111/j.1468-2389.2012.00585.xopenalex-snapshot
Demographic Variables and Credit Scores: An empirical study of a controversial selection tool
inferred← citeshttps://doi.org/10.11606/t.12.2011.tde-30092011-184818openalex-snapshot
Psicologia do risco de crédito: análise da contribuição de variáveis psicológicas em modelos de credit scoring
inferred← citeshttps://doi.org/10.1177/2047173417690005openalex-snapshot
The effect of personality traits on households’ financial literacy
inferred← citeshttps://doi.org/10.1177/21582440211061333openalex-snapshot
A Longitudinal Systematic Review of Credit Risk Assessment and Credit Default Predictors
inferred← citeshttps://doi.org/10.1186/s43093-025-00601-yopenalex-snapshot
Effects of credit score literacy and psychological traits on borrowing behavior: evidence from India using PLS-SEM
inferred← citeshttps://doi.org/10.14393/ufu.di.2015.153openalex-snapshot
O processo de concessão de crédito pela empresa: um estudo sobre o comportamento do tomador
inferred← citeshttps://doi.org/10.14393/ufu.di.2019.956openalex-snapshot
Endividamento: buscando as motivações comportamentais e os impactos na saúde
inferred← citeshttps://doi.org/10.15446/cuad.econ.v45n97.111765openalex-snapshot
Modelación del scoring de crédito: una revisión sistemática de literatura de sus determinantes psicológicos
inferred← citeshttps://doi.org/10.1590/s0034-759020150105openalex-snapshot
ABOUT PSYCHOLOGICAL VARIABLES IN APPLICATION SCORING MODELS
inferred← citeshttps://doi.org/10.18374/jifs-19-1.1openalex-snapshot
FINANCIAL KNOWLEDGE AND IRRATIONALITY IN THE INDIVIDUAL INVESTMENT DECISIONS
inferred← citeshttps://doi.org/10.21511/imfi.19(1).2022.03openalex-snapshot
Financial well-being – A Generation Z perspective using a Structural Equation Modeling approach
inferred← citeshttps://doi.org/10.31234/osf.io/qa73hopenalex-snapshot
A Review of the Psychological Factors Affecting the Acquisition and Outcomes of Credit
inferred← citeshttps://doi.org/10.3390/jrfm17090423openalex-snapshot
Character Counts: Psychometric-Based Credit Scoring for Underbanked Consumers
inferred← citeshttps://doi.org/10.48550/arxiv.2104.05831openalex-snapshot
Enhancing User' s Income Estimation with Super-App Alternative Data
inferred← citeshttps://doi.org/10.62823/mgm/ijaer/01.02.86openalex-snapshot
Socio-Economic Predictors of Financial Knowledge among Jain Women Professionals: A Primary Data Study
Editorial review for independent work. ICSAC — the Institute for Complexity Science and Advanced Computing — runs a structured editorial panel for researchers publishing outside journals, and publishes on CiteStamp rails. Submission is free and goes through ORCID: icsacinstitute.org/submit.