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FinTech, BigTech, and the Future of Banks
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What this work says
Outgoing claims: the papers this work cites, builds on, or argues with.
inferredcites →https://doi.org/10.1016/0167-2681(89)90025-5openalex-snapshot
Agency costs and innovation
inferredcites →https://doi.org/10.1016/0304-405x(87)90003-1openalex-snapshot
Some evidence on the uniqueness of bank loans
inferredcites →https://doi.org/10.1016/j.jfineco.2005.06.001openalex-snapshot
Is there a diversification discount in financial conglomerates?
inferredcites →https://doi.org/10.1016/j.jfineco.2012.09.004openalex-snapshot
Securitization without risk transfer
inferredcites →https://doi.org/10.1016/j.jfineco.2014.11.011openalex-snapshot
Liquid-claim production, risk management, and bank capital structure: Why high leverage is optimal for banks
inferredcites →https://doi.org/10.1016/j.jfineco.2015.06.015openalex-snapshot
Banks as patient fixed-income investors
inferredcites →https://doi.org/10.1016/j.jfineco.2018.03.011openalex-snapshot
Fintech, regulatory arbitrage, and the rise of shadow banks
inferredcites →https://doi.org/10.1016/j.jfs.2015.09.006openalex-snapshot
Bank loan announcements and borrower stock returns before and during the recent financial crisis
inferredcites →https://doi.org/10.1093/epolic/eiaa003openalex-snapshot
BigTech and the changing structure of financial intermediation
inferredcites →https://doi.org/10.1093/oxrep/10.4.106openalex-snapshot
BANK REGULATION WHEN ‘BANKS’ AND ‘BANKING’ ARE NOT THE SAME
inferredcites →https://doi.org/10.1093/rfs/hhz015openalex-snapshot
Sex, Drugs, and Bitcoin: How Much Illegal Activity Is Financed through Cryptocurrencies?
inferredcites →https://doi.org/10.1093/rfs/hhz036openalex-snapshot
Are the Largest Banks Valued More Highly?
inferredcites →https://doi.org/10.1111/0022-1082.00483openalex-snapshot
Information Production and Capital Allocation: Decentralized versus Hierarchical Firms
inferredcites →https://doi.org/10.1111/j.1745-6622.1992.tb00213.xopenalex-snapshot
FINANCIAL INNOVATION: ACHIEVEMENTS AND PROSPECTS
inferredcites →https://doi.org/10.1146/annurev-financial-110112-120933openalex-snapshot
Conglomerate Firms, Internal Capital Markets, and the Theory of the Firm
inferredcites →https://doi.org/10.1287/mnsc.2016.2478openalex-snapshot
Firm Rigidities and the Decline in Growth Opportunities
inferredcites →https://doi.org/10.1515/9781400849925openalex-snapshot
Fragile by Design: The Political Origins of Banking Crises and Scarce Credit
inferredcites →https://doi.org/10.2139/ssrn.3099337openalex-snapshot
Fintech and Banking. Friends or Foes?
What points at this work
Incoming claims: where this work appears in other papers’ reference lists and arguments.
inferred← citeshttps://doi.org/10.2139/ssrn.4849724openalex-extracted
Banks' Operational Resilience During Pandemics
inferred← citeshttps://doi.org/10.1002/sres.3029openalex-snapshot
FinTech services from BigTech companies
inferred← citeshttps://doi.org/10.1007/978-3-031-12240-8_7openalex-snapshot
Robo-Advisors: A Big Data Challenge
inferred← citeshttps://doi.org/10.1007/978-3-031-84885-8_57openalex-snapshot
Digital Trust in Banking: Post Graduate Students Perspective
inferred← citeshttps://doi.org/10.1007/s00181-024-02619-7openalex-snapshot
The impact of diversification on the profitability and risk of Chinese banks: evidence from a semiparametric approach
inferred← citeshttps://doi.org/10.1007/s10660-022-09578-0openalex-snapshot
Does electronic economics matter to financial technology firms?
inferred← citeshttps://doi.org/10.1007/s12197-026-09765-xopenalex-snapshot
Bank loan interest rate decision in the digital age: rise or fall?
inferred← citeshttps://doi.org/10.1016/j.frl.2023.103685openalex-snapshot
Interest rates as a finance battleground? The rise of Fintech and big tech credit providers and bank interest margin
inferred← citeshttps://doi.org/10.1016/j.frl.2024.105490openalex-snapshot
BigTech, FinTech, and banks: A tangle or unity?
inferred← citeshttps://doi.org/10.1016/j.frl.2025.109466openalex-snapshot
Digital infrastructure development and credit constraints
inferred← citeshttps://doi.org/10.1016/j.intfin.2026.102379openalex-snapshot
The impact of BigTech and fintech credit on financial stability
inferred← citeshttps://doi.org/10.1016/j.jimonfin.2025.103493openalex-snapshot
Decoding the digital finance revolution: How BigTechs, FinTechs and crypto-assets shape financial systemic risk in US and EU
inferred← citeshttps://doi.org/10.1016/j.pacfin.2024.102305openalex-snapshot
Surges of cross border capital flow: The impact of digital finance
inferred← citeshttps://doi.org/10.1016/j.pacfin.2026.103370openalex-snapshot
FinTech and global industrial convergence: Dual channels through cross-border industrial networks
inferred← citeshttps://doi.org/10.1017/fas.2026.10037openalex-snapshot
Elastic infrastructure: A historical perspective on credit in global correspondent banking and the cross-border payments system
inferred← citeshttps://doi.org/10.1051/bioconf/202414001004openalex-snapshot
Ecosystem approach to agricultural industry: Integration of participants and optimization of production
inferred← citeshttps://doi.org/10.1057/s41261-026-00329-xopenalex-snapshot
The impact of digital transformation on contemporary trends in the banking industry
inferred← citeshttps://doi.org/10.1080/00036846.2025.2476213openalex-snapshot
FinTech and branch network expansion: evidence from China’s banking industry
inferred← citeshttps://doi.org/10.1108/cg-01-2025-0061openalex-snapshot
Synergy between green finance and digitisation: towards a reduction in banking risks
inferred← citeshttps://doi.org/10.1108/fdar-10-2025-0036openalex-snapshot
The FinTech effect: a comparative analysis of bank profitability in Europe and Asia
inferred← citeshttps://doi.org/10.1108/fdar-10-2025-0038openalex-snapshot
The impact of FinTech on banking: a systematic literature review and research agenda including challenges and trends
inferred← citeshttps://doi.org/10.1108/jes-07-2024-0489openalex-snapshot
Identification and prioritization of artificial intelligence applications in FinTech
inferred← citeshttps://doi.org/10.1109/icdsm59373.2023.00078openalex-snapshot
Exploring the Impact of Fintech on Commercial Banks’ Profitability
inferred← citeshttps://doi.org/10.1111/acfi.70039openalex-snapshot
Digital Gains: FinTech Development and Labour Share
inferred← citeshttps://doi.org/10.1177/09726527231218423openalex-snapshot
Impact of FinTech Growth on Bank Performance in GCC Region
inferred← citeshttps://doi.org/10.14763/2024.1.1738openalex-snapshot
Navigating the EU data governance labyrinth: A business perspective on data sharing in the financial sector
inferred← citeshttps://doi.org/10.15405/epsbs.2020.10.05.352openalex-snapshot
Digital Technologies In Financial Relations Of Population In Russia
inferred← citeshttps://doi.org/10.2139/ssrn.4600635openalex-snapshot
Digital Technology and Cross-Border Bank Lending
inferred← citeshttps://doi.org/10.2139/ssrn.6557478openalex-snapshot
How Universal Are Universal Banks? Evidence from Small Business Lending
inferred← citeshttps://doi.org/10.21799/frbp.wp.2020.21openalex-snapshot
A Survey of Fintech Research and Policy Discussion
inferred← citeshttps://doi.org/10.2478/jcbtp-2026-0003openalex-snapshot
The Ockham’s Razor: How to Implement CBDC Simply: The Idea of a Digital Currency Bank
inferred← citeshttps://doi.org/10.26794/2587-5671-2022-26-3-33-49openalex-snapshot
Russian Bancassurance Perspectives: From Path Dependence to Ecosystem
inferred← citeshttps://doi.org/10.3390/ijfs13010011openalex-snapshot
Factors Influencing FinTech Adoption Among Bank Customers in Palestine: An Extended Technology Acceptance Model Approach
inferred← citeshttps://doi.org/10.3390/jrfm16070304openalex-snapshot
Differential Impact of Fintech and GDP on Bank Performance: Global Evidence
inferred← citeshttps://doi.org/10.47134/jebmi.v2i4.687openalex-snapshot
Financial Technology and Bank Profitability: Ghanaian Evidence
inferred← citeshttps://doi.org/10.57125/fel.2024.06.25.01openalex-snapshot
Factors Affecting the Financial Performance of Banks in the Era of Digital Transformation: A Perspective from Vietnam’s Banking Industry
inferred← citeshttps://doi.org/10.66224/jepr.30.1.175openalex-snapshot
A Framework for the Sustainability of Banking Services with a focus on 4th Generation Technologies
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