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Introduction of Credit Scores and Subprime Lending in Minority Neighborhoods

https://doi.org/10.2139/ssrn.3905683
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Outgoing claims: the papers this work cites, builds on, or argues with.

inferredcites →https://doi.org/10.1002/9781118266588.ch28openalex-extracted
Did Securitization Lead to Lax Screening? Evidence from Subprime Loans
inferredcites →https://doi.org/10.1016/b978-0-444-59531-7.00015-6openalex-extracted
How Mortgage Finance Affects the Urban Landscape
inferredcites →https://doi.org/10.1016/j.aos.2009.02.003openalex-extracted
From new deal institutions to capital markets: Commercial consumer risk scores and the making of subprime mortgage finance
inferredcites →https://doi.org/10.1016/j.jfineco.2021.05.047openalex-extracted
Consumer-lending discrimination in the FinTech Era
inferredcites →https://doi.org/10.1023/b:real.0000044020.67401.51openalex-extracted
The Neighborhood Distribution of Subprime Mortgage Lending
inferredcites →https://doi.org/10.1080/10511482.2004.9521515openalex-extracted
Neighborhood patterns of subprime lending: Evidence from disparate cities
inferredcites →https://doi.org/10.1080/10835547.2007.12091206openalex-extracted
Opportunities and Issues in Using HMDA Data
inferredcites →https://doi.org/10.1093/restud/rdw011openalex-extracted
The Democratization of Credit and the Rise in Consumer Bankruptcies
inferredcites →https://doi.org/10.1093/rfs/hhx035openalex-extracted
What Drives Racial and Ethnic Differences in High-Cost Mortgages? The Role of High-Risk Lenders
inferredcites →https://doi.org/10.1111/1756-2171.12019openalex-extracted
The impact of credit scoring on consumer lending
inferredcites →https://doi.org/10.1111/j.1540-6261.2008.01358.xopenalex-extracted
Loan Sales and Relationship Banking
inferredcites →https://doi.org/10.1111/j.1540-6261.2009.01451.xopenalex-extracted
Securitization and the Declining Impact of Bank Finance on Loan Supply: Evidence from Mortgage Originations
inferredcites →https://doi.org/10.1111/jofi.13090openalex-extracted
Predictably Unequal? The Effects of Machine Learning on Credit Markets
inferredcites →https://doi.org/10.1162/qjec.2009.124.4.1449openalex-extracted
The Consequences of Mortgage Credit Expansion: Evidence from the U.S. Mortgage Default Crisis *
inferredcites →https://doi.org/10.1162/qjec.2010.125.1.307openalex-extracted
Did Securitization Lead to Lax Screening? Evidence from Subprime Loans*
inferredcites →https://doi.org/10.17016/bulletin.1996.82-7openalex-extracted
Credit Risk, Credit Scoring, and the Performance of Home Mortgages
inferredcites →https://doi.org/10.2139/ssrn.1072304openalex-extracted
inferredcites →https://doi.org/10.2139/ssrn.270269openalex-extracted
inferredcites →https://doi.org/10.2139/ssrn.2730894openalex-extracted
What Drives Racial and Ethnic Differences in High Cost Mortgages? The Role of High Risk Lenders
inferredcites →https://doi.org/10.2139/ssrn.3072038openalex-extracted
inferredcites →https://doi.org/10.2139/ssrn.3300374openalex-extracted
Technological Innovation in Mortgage Underwriting and the Growth in Credit: 1985–2015
inferredcites →https://doi.org/10.2139/ssrn.478581openalex-extracted
inferredcites →https://doi.org/10.2139/ssrn.583102openalex-extracted
inferredcites →https://doi.org/10.2202/1935-1682.2232openalex-extracted
Subprime Mortgages, Foreclosures, and Urban Neighborhoods
inferredcites →https://doi.org/10.3368/jhr.50.2.373openalex-extracted
Matching Methods in Practice: Three Examples
inferredcites →https://doi.org/10.3386/w14083openalex-extracted
Subprime Mortgages: What, Where, and to Whom?
inferredcites →https://doi.org/10.3386/w24500openalex-extracted
The Role of Technology in Mortgage Lending
inferredcites →https://doi.org/10.7591/9781501729966openalex-extracted
Discriminating Risk
inferredcites →https://doi.org/10.1086/427641openalex-snapshot
Credit Derivatives, Disintermediation, and Investment Decisions
inferredcites →https://doi.org/10.1086/708815openalex-snapshot
Income and Wealth Inequality in America, 1949–2016
inferredcites →https://doi.org/10.1111/j.1540-6261.2010.01555.xopenalex-snapshot
Does Credit Competition Affect Small‐Firm Finance?
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