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Bayesian Learning with Forgetting: An Empirical Analysis of Automobile Insurance Policyholders

https://doi.org/10.2139/ssrn.4813892
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BE CAUTIOUS IN THE LAST MONTH: THE SUNK COST FALLACY HELD BY CAR INSURANCE POLICYHOLDERS
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EXPLOSIVE BEHAVIOR IN THE 1990s NASDAQ: WHEN DID EXUBERANCE ESCALATE ASSET VALUES?*
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Debt Dynamics
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INDIVIDUAL RISK ATTITUDES: MEASUREMENT, DETERMINANTS, AND BEHAVIORAL CONSEQUENCES
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TESTING ENFORCEMENT STRATEGIES IN THE FIELD: THREAT, MORAL APPEAL AND SOCIAL INFORMATION
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SEPARATING MORAL HAZARD FROM ADVERSE SELECTION AND LEARNING IN AUTOMOBILE INSURANCE: LONGITUDINAL EVIDENCE FROM FRANCE
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Cellular Service Demand: Biased Beliefs, Learning, and Bill Shock
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Bias in Cable News: Persuasion and Polarization
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Estimating Risk Preferences from Deductible Choice
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Learning about an Infrequent Event: Evidence from Flood Insurance Take-Up in the United States
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Selection in Insurance Markets: Theory and Empirics in Pictures
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Taxi Drivers’ Response to Cancellations and No-Shows: New Evidence for Reference-Dependent Preferences
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Moral Incentives: Experimental Evidence from Repayments of an Islamic Credit Card
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Risk-Taking Behavior in the Wake of Natural Disasters
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Ex Post Moral Hazard in Automobile Insurance Markets with Experience Rating
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Learning in the Credit Card Market
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Remembering to Pay? Reminders vs. Financial Incentives for Loan Payments
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Salience, Myopia, and Complex Dynamic Incentives: Evidence from Medicare Part D
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Trading and Information Diffusion in Over-the-Counter Markets
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Testing Models of Social Learning on Networks: Evidence From Two Experiments
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An Empirical Model of Growth Through Product Innovation
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Demand Fluctuations in the Ready-Mix Concrete Industry
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Risk-Taking Behavior in the Wake of Natural Disasters
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Path Dependency in Physician Decisions
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