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Short-Term Lending and Usury Limits: Consumer Impact and Market Adaptation

https://doi.org/10.2139/ssrn.5025579
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Outgoing claims: the papers this work cites, builds on, or argues with.

inferredcites →https://doi.org/10.1007/s00181-018-1447-2openalex-snapshot
Payday-Loan Bans: Evidence of Indirect Effects on Supply
inferredcites →https://doi.org/10.1016/j.jbankfin.2014.04.024openalex-snapshot
Payday loans and consumer financial health
inferredcites →https://doi.org/10.1016/j.jbankfin.2020.105750openalex-snapshot
Impacts of interest rate caps on the payday loan market: Evidence from Rhode Island
inferredcites →https://doi.org/10.1016/j.jfineco.2011.03.022openalex-snapshot
Payday lenders: Heroes or villains?
inferredcites →https://doi.org/10.1016/j.jfineco.2021.09.024openalex-snapshot
The effects of disclosure and enforcement on payday lending in Texas
inferredcites →https://doi.org/10.1016/j.jfineco.2022.08.004openalex-snapshot
Count (and count-like) data in finance
inferredcites →https://doi.org/10.1016/j.qref.2016.07.004openalex-snapshot
The effect of state bans of payday lending on consumer credit delinquencies
inferredcites →https://doi.org/10.1086/259087openalex-snapshot
The Economics of Usury Regulation
inferredcites →https://doi.org/10.1086/467383openalex-snapshot
Neither A Borrower Nor A Lender Be: An Economic Analysis of Interest Restrictions and Usury Laws
inferredcites →https://doi.org/10.1086/686033openalex-snapshot
Consumer Borrowing after Payday Loan Bans
inferredcites →https://doi.org/10.1086/706201openalex-snapshot
Do Payday Loans Cause Bankruptcy?
inferredcites →https://doi.org/10.1093/qje/qjq009openalex-snapshot
The Real Costs of Credit Access: Evidence from the Payday Lending Market*
inferredcites →https://doi.org/10.1093/restud/rdab066openalex-snapshot
Are High-Interest Loans Predatory? Theory and Evidence from Payday Lending
inferredcites →https://doi.org/10.1093/rfs/hhp092openalex-snapshot
Expanding Credit Access: Using Randomized Supply Decisions to Estimate the Impacts
inferredcites →https://doi.org/10.1093/rfs/hhu034openalex-snapshot
In Harm's Way? Payday Loan Access and Military Personnel Performance
inferredcites →https://doi.org/10.1093/rfs/hhx134openalex-snapshot
Spillovers from Costly Credit
inferredcites →https://doi.org/10.1093/rfs/hhy090openalex-snapshot
How Do Payday Loans Affect Borrowers? Evidence from the U.K. Market
inferredcites →https://doi.org/10.1111/j.1538-4616.2011.00499.xopenalex-snapshot
How Payday Credit Access Affects Overdrafts and Other Outcomes
inferredcites →https://doi.org/10.1111/j.1540-6261.1977.tb03319.xopenalex-snapshot
ADAM SMITH ON USURY LAWS
inferredcites →https://doi.org/10.1111/j.1540-6261.1983.tb02299.xopenalex-snapshot
Usury Laws and Consumer Credit: A Note
inferredcites →https://doi.org/10.1111/jmcb.12175openalex-snapshot
Payday Loan Choices and Consequences
inferredcites →https://doi.org/10.1111/jofi.13189openalex-snapshot
Less Mainstream Credit, More Payday Borrowing? Evidence from Debt Collection Restrictions
inferredcites →https://doi.org/10.1162/rest_a_00310openalex-snapshot
The Effects of Usury Laws: Evidence from the Online Loan Market
inferredcites →https://doi.org/10.1257/aer.99.2.412openalex-snapshot
Payday Loans and Credit Cards: New Liquidity and Credit Scoring Puzzles?
inferredcites →https://doi.org/10.1257/jep.21.1.169openalex-snapshot
Payday Lending
inferredcites →https://doi.org/10.17016/feds.2016.056openalex-snapshot
For Better and for Worse? Effects of Access to High-Cost Consumer Credit
inferredcites →https://doi.org/10.2139/ssrn.1032621openalex-snapshot
Payday Holiday: How Households Fare After Payday Credit Bans
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