On the public citation graph

Financial Literacy and Household Saving Behaviour in Ghana: A Three-Component Framework for Financial Inclusion

0 signed · 130 inferred · view as graph

Inferred edges come from two machine sources: sweeps of open repository metadata (mostly SSRN and Zenodo), and a bulk OpenAlex citation snapshot. Every row below is labelled with the one it came from. Neither is a complete citation index — absence here is not evidence of absence.

Is this your work? Sign in with ORCID and put your name on the claims that are yours.
Claim with ORCID
Reference health. See whether every reference in this work resolves to a known work and none has been retracted — and get a dated CiteStamped badge you can embed.
See reference health

What this work says

Outgoing claims: the papers this work cites, builds on, or argues with.

inferredcites →https://doi.org/10.1002/(sici)1099-1255(199901/02)14:1<57::aid-jae501>3.0.co;2-gopenalex-snapshot
Jackknife instrumental variables estimation
inferredcites →https://doi.org/10.1002/jid.3377openalex-snapshot
Understanding the Determinants of Saving in Ghana: Does Financial Literacy Matter?
inferredcites →https://doi.org/10.1002/jid.3524openalex-snapshot
Defining and measuring financial inclusion: A systematic review and confirmatory factor analysis
inferredcites →https://doi.org/10.1007/s10834-013-9369-9openalex-snapshot
Financial Literacy and Emergency Saving
inferredcites →https://doi.org/10.1007/s10887-007-9010-6openalex-snapshot
Finance, inequality and the poor
inferredcites →https://doi.org/10.1007/s40609-022-00255-6openalex-snapshot
Analysis of Ghana’s National Financial Inclusion and Development Strategy: Lessons Learned
inferredcites →https://doi.org/10.1016/0047-2727(73)90013-3openalex-snapshot
Higher education as a filter
inferredcites →https://doi.org/10.1016/j.actpsy.2025.105065openalex-snapshot
Behavioral biases and Fintech adoption: Investigating the role of financial literacy
inferredcites →https://doi.org/10.1016/j.asieco.2020.101197openalex-snapshot
Financial literacy, financial inclusion, and savings behavior in Laos
inferredcites →https://doi.org/10.1016/j.econ.2017.05.001openalex-snapshot
Revisiting the causal nexus between savings and economic growth in India: An empirical analysis
inferredcites →https://doi.org/10.1016/j.econedurev.2019.101918openalex-snapshot
The impact of financial education for youth
inferredcites →https://doi.org/10.1016/j.econlet.2005.08.024openalex-snapshot
Results on the bias and inconsistency of ordinary least squares for the linear probability model
inferredcites →https://doi.org/10.1016/j.eneco.2020.105085openalex-snapshot
Financial Inclusion and Energy Poverty: Empirical Evidence from Ghana
inferredcites →https://doi.org/10.1016/j.iref.2023.07.090openalex-snapshot
Trust in banks, financial inclusion and the mediating role of borrower discouragement
inferredcites →https://doi.org/10.1016/j.irfa.2015.07.002openalex-snapshot
Which heuristics can aid financial-decision-making?
inferredcites →https://doi.org/10.1016/j.jbankfin.2013.03.019openalex-snapshot
Investment in financial literacy and saving decisions
inferredcites →https://doi.org/10.1016/j.jbankfin.2013.07.014openalex-snapshot
Financial literacy and its consequences: Evidence from Russia during the financial crisis
inferredcites →https://doi.org/10.1016/j.jce.2003.08.005openalex-snapshot
The New Comparative Economics
inferredcites →https://doi.org/10.1016/j.jdeveco.2014.02.009openalex-snapshot
The minimal impact of a large-scale financial education program in Mexico City
inferredcites →https://doi.org/10.1016/j.jfi.2015.12.003openalex-snapshot
The foundations of financial inclusion: Understanding ownership and use of formal accounts
inferredcites →https://doi.org/10.1016/j.jfineco.2006.07.002openalex-snapshot
Reaching out: Access to and use of banking services across countries
inferredcites →https://doi.org/10.1016/j.jfineco.2011.03.006openalex-snapshot
Financial Literacy and Stock Market Participation
inferredcites →https://doi.org/10.1016/j.worlddev.2008.08.025openalex-snapshot
Impact of Contract Farming on Income: Linking Small Farmers, Packers, and Supermarkets in China
inferredcites →https://doi.org/10.1016/j.worlddev.2013.04.009openalex-snapshot
The Impact of Remittances on Investment and Poverty in Ghana
inferredcites →https://doi.org/10.1016/j.worlddev.2018.06.020openalex-snapshot
Does financial literacy improve financial inclusion? Cross country evidence
inferredcites →https://doi.org/10.1016/s0047-2727(00)00120-1openalex-snapshot
Education and saving:
inferredcites →https://doi.org/10.1016/s0047-2727(01)00084-6openalex-snapshot
Who trusts others?
inferredcites →https://doi.org/10.1016/s0304-3878(96)00424-5openalex-snapshot
Why are Latin America's savings rates so low? An international comparative analysis
inferredcites →https://doi.org/10.1016/s1573-4463(99)03004-7openalex-snapshot
Empirical Strategies in Labor Economics
inferredcites →https://doi.org/10.1017/cbo9780511572777.012openalex-snapshot
Human Capital and Social Capital: The Rise of Secondary Schooling in America, 1910–1940
inferredcites →https://doi.org/10.1017/cbo9780511809477openalex-snapshot
Judgment under Uncertainty
inferredcites →https://doi.org/10.1017/pan.2018.10openalex-snapshot
On the Use and Abuse of Spatial Instruments
inferredcites →https://doi.org/10.1017/s1474747211000448openalex-snapshot
Financial literacy around the world: an overview
inferredcites →https://doi.org/10.1017/s147474721100045xopenalex-snapshot
Financial literacy and retirement planning in the United States
inferredcites →https://doi.org/10.1017/s1474747211000485openalex-snapshot
Financial literacy and retirement planning in Germany
inferredcites →https://doi.org/10.1017/s1474747211000497openalex-snapshot
Financial literacy and retirement planning in Sweden
inferredcites →https://doi.org/10.1017/s1474747211000527openalex-snapshot
Financial literacy and retirement planning in Japan
inferredcites →https://doi.org/10.1057/s41599-025-04911-yopenalex-snapshot
Compulsory education enhances financial inclusion across socioeconomic groups: a global analysis
inferredcites →https://doi.org/10.1080/00324720127697openalex-snapshot
Household size and composition in the developing world in the 1990s
inferredcites →https://doi.org/10.1080/1351847x.2019.1641123openalex-snapshot
Financial literacy and voluntary savings for retirement: novel causal evidence
inferredcites →https://doi.org/10.1080/1540496x.2019.1598370openalex-snapshot
Financial Inclusion, Financial Literacy and Economically Vulnerable Populations in the Middle East and North Africa
inferredcites →https://doi.org/10.1080/23322039.2018.1463813openalex-snapshot
Culture, financial literacy, and SME performance in Ghana
inferredcites →https://doi.org/10.1080/23322039.2023.2239032openalex-snapshot
Behavioral finance factors and investment decisions: A mediating role of risk perception
inferredcites →https://doi.org/10.1086/595975openalex-snapshot
Place of Work and Place of Residence: Informal Hiring Networks and Labor Market Outcomes
inferredcites →https://doi.org/10.1086/654403openalex-snapshot
How Large Are Human-Capital Externalities? Evidence from Compulsory Schooling Laws
inferredcites →https://doi.org/10.1086/684014openalex-snapshot
Facilitating Savings for Agriculture: Field Experimental Evidence from Malawi
inferredcites →https://doi.org/10.1086/701425openalex-snapshot
Religion and Depression in Adolescence
inferredcites →https://doi.org/10.1093/jae/eju027openalex-snapshot
The Role of Informal Financial Services in Africa
inferredcites →https://doi.org/10.1093/rfs/hhp020openalex-snapshot
The Effects of Marital Status and Children on Savings and Portfolio Choice
inferredcites →https://doi.org/10.1093/rof/rfm026openalex-snapshot
Are Economists More Likely to Hold Stocks?
inferredcites →https://doi.org/10.1108/15265940911001402openalex-snapshot
Financial literacy and investment decisions of UAE investors
inferredcites →https://doi.org/10.1108/ijbm-03-2018-0066openalex-snapshot
University students and retirement planning: never too early
inferredcites →https://doi.org/10.1108/ijem-04-2024-0221openalex-snapshot
Financial literacy of finance students: a behavioral gender gap
inferredcites →https://doi.org/10.1108/ijse-09-2013-0198openalex-snapshot
What drives behavioral intention of mobile money adoption? The case of ancient susu saving operations in Ghana
inferredcites →https://doi.org/10.1108/ijse-11-2016-0302openalex-snapshot
Mobile money adoption and spending behaviour: the case of students in Ghana
inferredcites →https://doi.org/10.1108/ijse-11-2016-0303openalex-snapshot
Financial literacy among youth
inferredcites →https://doi.org/10.1108/mf-04-2017-0117openalex-snapshot
Financial literacy in emerging economies
inferredcites →https://doi.org/10.1108/mrr-06-2014-0143openalex-snapshot
Development of a financial literacy model for university students
inferredcites →https://doi.org/10.1108/rausp-04-2018-0008openalex-snapshot
Financial literacy in Brazil – do knowledge and self-confidence relate with behavior?
inferredcites →https://doi.org/10.1111/1475-4932.12785openalex-snapshot
When Does the Gender Gap in Financial Literacy Begin?*
inferredcites →https://doi.org/10.1111/ecoj.12217openalex-snapshot
Financial Literacy and Financial Behaviour: Experimental Evidence from Rural Rwanda
inferredcites →https://doi.org/10.1111/ijcs.12318openalex-snapshot
Financial literacy and savings decisions by adult financial consumers in Zimbabwe
inferredcites →https://doi.org/10.1111/j.1540-6261.2004.00629.xopenalex-snapshot
Social Interaction and Stock‐Market Participation
inferredcites →https://doi.org/10.1111/j.1540-6261.2008.01364.xopenalex-snapshot
Neighbors Matter: Causal Community Effects and Stock Market Participation
inferredcites →https://doi.org/10.1111/j.1540-6261.2008.01408.xopenalex-snapshot
Trusting the Stock Market
inferredcites →https://doi.org/10.1111/j.1540-6261.2011.01696.xopenalex-snapshot
Prices or Knowledge? What Drives Demand for Financial Services in Emerging Markets?
inferredcites →https://doi.org/10.1111/j.1745-6606.2010.01170.xopenalex-snapshot
Measuring Financial Literacy
inferredcites →https://doi.org/10.1111/joca.12024openalex-snapshot
Financial Literacy and Neighborhood Effects
inferredcites →https://doi.org/10.1111/joca.12031openalex-snapshot
Testing a Measurement Model of Financial Capability Among Youth in Ghana
inferredcites →https://doi.org/10.1111/joca.12121openalex-snapshot
How Financially Literate Are Women? An Overview and New Insights
inferredcites →https://doi.org/10.1111/joca.12198openalex-snapshot
Financial Literacy and Self‐Employment
inferredcites →https://doi.org/10.1111/jofi.12091openalex-snapshot
The Real Impact of Improved Access to Finance: Evidence from Mexico
inferredcites →https://doi.org/10.1111/roiw.12101openalex-snapshot
Savings by and for the Poor: A Research Review and Agenda
inferredcites →https://doi.org/10.1126/science.185.4157.1124openalex-snapshot
Judgment under Uncertainty: Heuristics and Biases
inferredcites →https://doi.org/10.1145/3209811.3209863openalex-snapshot
A Qualitative Exploration of Mobile Money in Ghana
inferredcites →https://doi.org/10.1162/003355300555475openalex-snapshot
Does Social Capital Have an Economic Payoff? A Cross-Country Investigation
inferredcites →https://doi.org/10.1162/00335530360698432openalex-snapshot
The Role of Information and Social Interactions in Retirement Plan Decisions: Evidence from a Randomized Experiment
inferredcites →https://doi.org/10.1162/003465300558678openalex-snapshot
What Drives Private Saving Across the World?
inferredcites →https://doi.org/10.1162/jeea.2008.6.2-3.295openalex-snapshot
Alfred Marshall LectureSocial Capital as Good Culture
inferredcites →https://doi.org/10.1177/009430610803700409openalex-snapshot
Counterfactuals and Causal Inference: Methods and Principles for Social Research
inferredcites →https://doi.org/10.1177/05694345221076004openalex-snapshot
Gender Differences in Financial Decision-Making and Behaviors in Single and Joint Households
inferredcites →https://doi.org/10.1177/09721509231160865openalex-snapshot
Do Behavioural Biases Drive Adoption of Digital Banking Services? The Moderating Role of User Type
inferredcites →https://doi.org/10.1177/22779787241245779openalex-snapshot
The International Capital Flows and Domestic Savings–domestic Investment Nexus: A Comparative Evidence Between Heterogeneous Developing Regions
inferredcites →https://doi.org/10.1186/s41937-019-0027-5openalex-snapshot
Financial literacy and the need for financial education: evidence and implications
inferredcites →https://doi.org/10.1257/0002828041464498openalex-snapshot
The Role of Social Capital in Financial Development
inferredcites →https://doi.org/10.1257/aer.104.1.183openalex-snapshot
Risk Sharing and Transactions Costs: Evidence from Kenya's Mobile Money Revolution
inferredcites →https://doi.org/10.1257/app.20160547openalex-snapshot
Saving by Default: Evidence from a Field Experiment in Rural India
inferredcites →https://doi.org/10.1257/app.20160597openalex-snapshot
Banking the Unbanked? Evidence from Three Countries
inferredcites →https://doi.org/10.1257/jel.52.1.5openalex-snapshot
The Economic Importance of Financial Literacy: Theory and Evidence
inferredcites →https://doi.org/10.1257/jep.24.3.207openalex-snapshot
Mobile Phones and Economic Development in Africa
inferredcites →https://doi.org/10.1257/jep.37.4.137openalex-snapshot
The Importance of Financial Literacy: Opening a New Field
inferredcites →https://doi.org/10.1257/rct.1880openalex-snapshot
Facilitating Savings for Agriculture: Field Experimental Evidence from Malawi
inferredcites →https://doi.org/10.1287/mnsc.2013.1849openalex-snapshot
Financial Literacy, Financial Education, and Downstream Financial Behaviors
inferredcites →https://doi.org/10.1353/eca.2013.0002openalex-snapshot
Measuring Financial Inclusion: Explaining Variation in Use of Financial Services across and within Countries
inferredcites →https://doi.org/10.1515/9781400829828openalex-snapshot
Mostly Harmless Econometrics
inferredcites →https://doi.org/10.1596/1813-9450-6107openalex-snapshot
Financial Literacy around the World: An Overview of the Evidence with Practical Suggestions for the Way Forward
inferredcites →https://doi.org/10.1596/1813-9450-8205openalex-snapshot
Making It Easier to Apply for a Bank Account
inferredcites →https://doi.org/10.1596/978-1-4648-1259-0openalex-snapshot
The Global Findex Database 2017: Measuring Financial Inclusion and the Fintech Revolution
inferredcites →https://doi.org/10.1787/28b3a9c1-enopenalex-snapshot
OECD/INFE International Survey of Adult Financial Literacy Competencies
inferredcites →https://doi.org/10.18356/21e7e9e3-enopenalex-snapshot
Boosting domestic savings in Africa
inferredcites →https://doi.org/10.2139/ssrn.1813744openalex-snapshot
Financial Literacy and Retirement Planning in Germany
inferredcites →https://doi.org/10.2139/ssrn.2654671openalex-snapshot
Savings Under Formal and Informal Conditions
inferredcites →https://doi.org/10.2139/ssrn.315659openalex-snapshot
The Role of Information and Social Interactions in Retirement Plan Decisions: Evidence from a Randomized Experiment
inferredcites →https://doi.org/10.2139/ssrn.3370021openalex-snapshot
Impacts of Financial Literacy on the Loan Decisions of Financially Excluded Households in the People's Republic of China
inferredcites →https://doi.org/10.2139/ssrn.3542953openalex-snapshot
Trust and Saving in Financial Institutions
inferredcites →https://doi.org/10.2139/ssrn.4420560openalex-snapshot
The Importance of Financial Literacy: Opening a New Field
inferredcites →https://doi.org/10.2307/1401709openalex-snapshot
Human Capital. A Theoretical and Empirical Analysis, with Special Reference to Education
inferredcites →https://doi.org/10.2307/1913909openalex-snapshot
A Conditional Probit Model for Qualitative Choice: Discrete Decisions Recognizing Interdependence and Heterogeneous Preferences
inferredcites →https://doi.org/10.2307/2118429openalex-snapshot
Saving, Growth, and Liquidity Constraints
inferredcites →https://doi.org/10.2307/2980590openalex-snapshot
The General Theory of Employment, Interest and Money.
inferredcites →https://doi.org/10.26619/erbe-2021.01.3openalex-snapshot
Savings and financial literacy: a review of selected literature
inferredcites →https://doi.org/10.3138/jcfs.50.4.002openalex-snapshot
Dynamics of Women’s Autonomy in Household Decision-Making in Ghana
inferredcites →https://doi.org/10.3368/jhr.50.2.317openalex-snapshot
A Practitioner’s Guide to Cluster-Robust Inference
inferredcites →https://doi.org/10.3386/t0151openalex-snapshot
Instrumental Variables Regression with Weak Instruments
inferredcites →https://doi.org/10.3386/w13168openalex-snapshot
Neighbors Matter: Causal Community Effects and Stock Market Participation
inferredcites →https://doi.org/10.3386/w16452openalex-snapshot
Financial Literacy, Schooling, and Wealth Accumulation
inferredcites →https://doi.org/10.3386/w17108openalex-snapshot
Financial Literacy and Retirement Planning in the United States
inferredcites →https://doi.org/10.3386/w32355openalex-snapshot
Financial Literacy and Financial Education: An Overview
inferredcites →https://doi.org/10.3386/w5026openalex-snapshot
Crime and Social Interactions
inferredcites →https://doi.org/10.3386/w5864openalex-snapshot
Trust in Large Organizations
inferredcites →https://doi.org/10.3386/w6085openalex-snapshot
Education and Saving: The Long-Term Effects of High School Financial Curriculum Mandates
inferredcites →https://doi.org/10.3386/w6439openalex-snapshot
Human Capital and Social Capital: The Rise of Secondary Schooling in America, 1910 to 1940
inferredcites →https://doi.org/10.3386/w8358openalex-snapshot
Social Interaction and Stock-Market Participation
inferredcites →https://doi.org/10.3390/jrfm12010019openalex-snapshot
Determinants and Impacts of Financial Literacy in Cambodia and Viet Nam
inferredcites →https://doi.org/10.3968/j.ccc.1923670020100603.009openalex-snapshot
Savings Behavior and Financial Problems among College Students: The Role of Financial Literacy in Malaysia
inferredcites →https://doi.org/10.4236/ajibm.2024.146042openalex-snapshot
Enhancing Savings Culture in Ghana: The Financial Institutions’ Perspective
inferredcites →https://doi.org/10.4314/ajmr.v27i1.1openalex-snapshot
Ghanaian banking crisis of 2017-2019 and related party transactions
inferredcites →https://doi.org/10.4314/ajmr.v27i1.5openalex-snapshot
Savings and investment behaviour of young adults: the role of financial literacy and parental financial behaviour
inferredcites →https://doi.org/10.5038/1936-4660.6.2.9openalex-snapshot
Financial Literacy and Household Savings in Romania
inferredcites →https://doi.org/10.7916/d8v12ft1openalex-snapshot
Credit Rationing in Markets with Imperfect Information
Editorial review for independent work. ICSAC — the Institute for Complexity Science and Advanced Computing — runs a structured editorial panel for researchers publishing outside journals, and publishes on CiteStamp rails. Submission is free and goes through ORCID: icsacinstitute.org/submit.