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One Size Does Not Fit All: Contract Design in FinTech Lending

https://doi.org/10.2139/ssrn.5843882
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Outgoing claims: the papers this work cites, builds on, or argues with.

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The Attractions and Perils of Flexible Mortgage Lending
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Can’t Pay or Won’t Pay? Unemployment, Negative Equity, and Strategic Default
inferredcites →https://doi.org/10.1093/rfs/hhy024openalex-snapshot
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inferredcites →https://doi.org/10.1093/rfs/hhy137openalex-snapshot
Peer-to-Peer Lenders Versus Banks: Substitutes or Complements?
inferredcites →https://doi.org/10.1093/rfs/hhz018openalex-snapshot
The Role of Technology in Mortgage Lending
inferredcites →https://doi.org/10.1093/rfs/hhz099openalex-snapshot
On the Rise of FinTechs: Credit Scoring Using Digital Footprints
inferredcites →https://doi.org/10.1111/0034-6527.00285openalex-snapshot
Optimal Lending Contracts and Firm Dynamics
inferredcites →https://doi.org/10.1111/jofi.12044openalex-snapshot
The Determinants of Attitudes toward Strategic Default on Mortgages
inferredcites →https://doi.org/10.1111/jofi.13090openalex-snapshot
Predictably Unequal? The Effects of Machine Learning on Credit Markets
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Lender Automation and Racial Disparities in Credit Access
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Credit Market Consequences of Improved Personal Identification: Field Experimental Evidence from Malawi
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Modeling the Revolving Revolution: The Debt Collection Channel
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Doing It Now or Later
inferredcites →https://doi.org/10.1257/aer.99.1.49openalex-snapshot
Liquidity Constraints and Imperfect Information in Subprime Lending
inferredcites →https://doi.org/10.1257/aer.99.2.418openalex-snapshot
What Do High-Interest Borrowers Do with Their Tax Rebate?
inferredcites →https://doi.org/10.1257/rct.1350-1.0openalex-snapshot
Getting to the Top of Mind: How Reminders Increase Saving
inferredcites →https://doi.org/10.1287/mnsc.2018.3216openalex-snapshot
Prosocial Compliance in P2P Lending: A Natural Field Experiment
inferredcites →https://doi.org/10.1353/bsp.2015.0016openalex-snapshot
A personal touch in text messaging can improve microloan repayment
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