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Signals from SMS: Alternative Data and Distributional Effects in Credit Scoring

https://doi.org/10.2139/ssrn.6345399
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Outgoing claims: the papers this work cites, builds on, or argues with.

inferredcites →https://doi.org/10.1016/j.asoc.2018.10.004openalex-snapshot
The value of big data for credit scoring: Enhancing financial inclusion using mobile phone data and social network analytics
inferredcites →https://doi.org/10.1093/rfs/hhz099openalex-snapshot
On the Rise of FinTechs: Credit Scoring Using Digital Footprints
inferredcites →https://doi.org/10.1093/rof/rfaa039openalex-snapshot
Fintech for the Poor: Financial Intermediation Without Discrimination
inferredcites →https://doi.org/10.1093/wber/lhz006openalex-snapshot
Behavior Revealed in Mobile Phone Usage Predicts Credit Repayment
inferredcites →https://doi.org/10.1111/fima.12295openalex-snapshot
The roles of alternative data and machine learning in fintech lending: Evidence from the LendingClub consumer platform
inferredcites →https://doi.org/10.1111/jofi.13090openalex-snapshot
Predictably Unequal? The Effects of Machine Learning on Credit Markets
inferredcites →https://doi.org/10.1146/annurev-financial-101521-112042openalex-snapshot
FinTech Lending
inferredcites →https://doi.org/10.1177/0022243719852959openalex-snapshot
When Words Sweat: Identifying Signals for Loan Default in the Text of Loan Applications
inferredcites →https://doi.org/10.1257/jel.54.2.442openalex-snapshot
The Economics of Privacy
inferredcites →https://doi.org/10.1287/mnsc.2015.2181openalex-snapshot
Screening Peers Softly: Inferring the Quality of Small Borrowers
inferredcites →https://doi.org/10.1287/mnsc.2022.02364openalex-snapshot
Using Grocery Data for Credit Decisions
inferredcites →https://doi.org/10.3386/w28854openalex-snapshot
The Data Privacy Paradox and Digital Demand
inferredcites →https://doi.org/10.3386/w33208openalex-snapshot
FinTech Lending to Borrowers with No Credit History
inferredcites →https://doi.org/10.3386/w33367openalex-snapshot
Modernizing Access to Credit for Younger Entrepreneurs: From FICO to Cash Flow
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