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What Drives Racial and Ethnic Differences in High Cost Mortgages? The Role of High Risk Lenders

https://doi.org/10.3386/w22004
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Outgoing claims: the papers this work cites, builds on, or argues with.

inferredcites →https://doi.org/10.1007/978-1-4615-6147-7_8openalex-snapshot
Discrimination Resulting from Overage Practices
inferredcites →https://doi.org/10.1016/j.econlet.2005.08.024openalex-snapshot
Results on the bias and inconsistency of ordinary least squares for the linear probability model
inferredcites →https://doi.org/10.1016/j.jue.2007.07.006openalex-snapshot
Mortgage lending in Chicago and Los Angeles: A paired testing study of the pre-application process
inferredcites →https://doi.org/10.1016/s0378-4266(02)00250-9openalex-snapshot
Is there discrimination in mortgage pricing? The case of overages
inferredcites →https://doi.org/10.1016/s1051-1377(03)00004-4openalex-snapshot
The impacts of affordable lending efforts on homeownership rates
inferredcites →https://doi.org/10.1023/b:real.0000044019.57580.18openalex-snapshot
Subprime Borrowers: Mortgage Transitions and Outcomes
inferredcites →https://doi.org/10.1023/b:real.0000044020.67401.51openalex-snapshot
The Neighborhood Distribution of Subprime Mortgage Lending
inferredcites →https://doi.org/10.1080/10835547.2007.12091208openalex-snapshot
The Pricing of Home Mortgage Loans to Minority Borrowers: How Much of the APR Differential Can We Explain?
inferredcites →https://doi.org/10.1093/rfs/hhp033openalex-snapshot
Understanding the Subprime Mortgage Crisis
inferredcites →https://doi.org/10.1111/j.1540-6261.1994.tb04421.xopenalex-snapshot
Mortgage Redlining: Race, Risk, and Demand
inferredcites →https://doi.org/10.1162/qjec.2009.124.4.1449openalex-snapshot
The Consequences of Mortgage Credit Expansion: Evidence from the U.S. Mortgage Default Crisis *
inferredcites →https://doi.org/10.1257/jep.12.2.101openalex-snapshot
Detecting Discrimination
inferredcites →https://doi.org/10.1257/pol.20140074openalex-snapshot
The Vulnerability of Minority Homeowners in the Housing Boom and Bust
inferredcites →https://doi.org/10.1353/urb.2009.a271140openalex-snapshot
Subprime Mortgage Pricing: The Impact of Race, Ethnicity, and Gender on the Cost of Borrowing
inferredcites →https://doi.org/10.17016/bulletin.2015.101-4openalex-snapshot
The 2014 Home Mortgage Disclosure Act Data
inferredcites →https://doi.org/10.20955/wp.2011.033openalex-snapshot
Differences in Subprime Loan Pricing Across Races and Neighborhoods
inferredcites →https://doi.org/10.2139/ssrn.1692784openalex-snapshot
A Profile of the Mortgage Crisis in a Low-and-Moderate-Income Community
inferredcites →https://doi.org/10.2139/ssrn.2646036openalex-snapshot
How Mortgage Finance Affects the Urban Landscape
inferredcites →https://doi.org/10.2307/1392377openalex-snapshot
Split-Sample Instrumental Variables Estimates of the Return to Schooling
inferredcites →https://doi.org/10.3368/jhr.xxxix.1.193openalex-snapshot
Racial Differences in Patterns of Wealth Accumulation
inferredcites →https://doi.org/10.3386/w21261openalex-snapshot
A New Look at the U.S. Foreclosure Crisis: Panel Data Evidence of Prime and Subprime Borrowers from 1997 to 2012
inferredcites →https://doi.org/10.3386/w2506openalex-snapshot
The Efficiency of the Market for Single-Family Homes
inferredcites →https://doi.org/10.7591/9781501731136-010openalex-snapshot
9. The Financial Returns to Low-Income Homeownership

What points at this work

Incoming claims: where this work appears in other papers’ reference lists and arguments.

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inferred← citeshttps://doi.org/10.2139/ssrn.3701130openalex-extracted
The Color of Forbearance in Private Label Mortgages: Consequences of Exclusion from CARES Act
inferred← citeshttps://doi.org/10.1007/s11294-021-09831-6openalex-snapshot
Reverse Mortgage Lending Disparities and the Economically Vulnerable
inferred← citeshttps://doi.org/10.1007/s41996-018-0018-4openalex-snapshot
Racial Disparities, Homeownership, and Mortgage Lending in the Post-Great Recession Period: the Case of the Minneapolis-St. Paul Metropolitan Area
inferred← citeshttps://doi.org/10.1016/j.jhe.2017.11.001openalex-snapshot
Are central cities poor and non-white?
inferred← citeshttps://doi.org/10.1017/9781316756225openalex-snapshot
Uneven Urbanscape
inferred← citeshttps://doi.org/10.1080/07352166.2016.1255529openalex-snapshot
Revisiting the subprime crisis: The dual mortgage market and mortgage defaults by race and ethnicity
inferred← citeshttps://doi.org/10.1080/10511482.2016.1249003openalex-snapshot
Homeownership and Nontraditional and Subprime Mortgages
inferred← citeshttps://doi.org/10.1080/10511482.2017.1341944openalex-snapshot
Segregation and the Geography of Creditworthiness: Racial Inequality in a Recovered Mortgage Market
inferred← citeshttps://doi.org/10.1111/jels.12183openalex-snapshot
Judging Judicial Foreclosure
inferred← citeshttps://doi.org/10.1111/joca.12343openalex-snapshot
What Accounts for Racial and Ethnic Differences in Credit Use?
inferred← citeshttps://doi.org/10.17016/feds.2017.031openalex-snapshot
Are Central Cities Poor and Non-White?
inferred← citeshttps://doi.org/10.18297/etd/3306openalex-snapshot
“Pissing in the wind”: racially discriminatory economic policies’ impact on today’s banking status, use of alternative financial services and health outcomes.
inferred← citeshttps://doi.org/10.4236/me.2018.91010openalex-snapshot
Is the Lending Decision-Making Process Affected by Behavioral Biases? —Evidence from Southern Italy
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