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The Effects of U.S. Open Banking Adoption

https://doi.org/10.2139/ssrn.4795398
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Outgoing claims: the papers this work cites, builds on, or argues with.

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The Rise of Finance Companies and FinTech Lenders in Small Business Lending
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Information Technology and Financial Services Competition: Table 1
inferredcites →https://doi.org/10.1093/rfs/hhj021openalex-extracted
Competition and Strategic Information Acquisition in Credit Markets
inferredcites →https://doi.org/10.1093/rfs/hhq001openalex-extracted
Distance and Private Information in Lending
inferredcites →https://doi.org/10.1093/rfs/hhy137openalex-extracted
Peer-to-Peer Lenders Versus Banks: Substitutes or Complements?
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The Promises and Pitfalls of Robo-Advising
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The Role of Technology in Mortgage Lending
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On the Rise of FinTechs: Credit Scoring Using Digital Footprints
inferredcites →https://doi.org/10.1109/icsa-c54293.2022.00059openalex-extracted
Web APIs Structures and Data Models Analysis
inferredcites →https://doi.org/10.1111/j.1540-6261.2005.00729.xopenalex-extracted
Distance, Lending Relationships, and Competition
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Product Market Threats, Payouts, and Financial Flexibility
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The Impact of Supervision on Bank Performance
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The productivity paradox of information technology
inferredcites →https://doi.org/10.1146/annurev-financial-100719-120854openalex-extracted
Digital Disruption in Banking
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The Productivity J-Curve: How Intangibles Complement General Purpose Technologies
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High-Speed Internet, Financial Technology, and Banking
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How APIs Create Growth by Inverting the Firm
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The Economic Effects of Technological Progress: Evidence from the Banking Industry
inferredcites →https://doi.org/10.17016/feds.2023.010openalex-extracted
IT Shields: Technology Adoption and Economic Resilience during the COVID-19 Pandemic
inferredcites →https://doi.org/10.2139/ssrn.1520062openalex-extracted
Text-Based Network Industries and Endogenous Product Differentiation
inferredcites →https://doi.org/10.2139/ssrn.264531openalex-extracted
Competition, Adverse Selection, and Information Dispersion in the Banking Industry
inferredcites →https://doi.org/10.2139/ssrn.2975199openalex-extracted
The API Economy and Digital Transformation in Financial Services: The Case of Open Banking
inferredcites →https://doi.org/10.2139/ssrn.3163781openalex-extracted
On the Rise of FinTechs – Credit Scoring Using Digital Footprints
inferredcites →https://doi.org/10.2139/ssrn.3878254openalex-extracted
The Role of Banks' Technology Adoption in Credit Markets during the Pandemic
inferredcites →https://doi.org/10.2139/ssrn.4071214openalex-extracted
Customer Data Access and Fintech Entry: Early Evidence from Open Banking
inferredcites →https://doi.org/10.2307/41410414openalex-extracted
Information Technology and Firm Profitability: Mechanisms and Empirical Evidence1
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The Productivity J-Curve: How Intangibles Complement General Purpose Technologies
inferredcites →https://doi.org/10.3386/w28118openalex-extracted
Open Banking: Credit Market Competition When Borrowers Own the Data
inferredcites →https://doi.org/10.5465/ambpp.2022.16634abstractopenalex-extracted
Regulatory Standards and Consequences for Industry Architecture: The Case of UK Open Banking
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