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When FinTech Competes for Payment Flows

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What this work says

Outgoing claims: the papers this work cites, builds on, or argues with.

inferredcites →https://doi.org/10.1016/0304-405x(75)90008-2openalex-snapshot
Bank funds management in an efficient market
inferredcites →https://doi.org/10.1016/j.jet.2016.04.001openalex-snapshot
The impact of competition on prices with numerous firms
inferredcites →https://doi.org/10.1016/j.jfi.2017.02.001openalex-snapshot
What do a million observations have to say about loan defaults? Opening the black box of relationships
inferredcites →https://doi.org/10.1016/j.jfineco.2014.09.012openalex-snapshot
The failure of models that predict failure: Distance, incentives, and defaults
inferredcites →https://doi.org/10.1016/j.jfineco.2018.03.011openalex-snapshot
Fintech, regulatory arbitrage, and the rise of shadow banks
inferredcites →https://doi.org/10.1016/j.jfineco.2021.08.023openalex-snapshot
How voluntary information sharing systems form: Evidence from a U.S. commercial credit bureau
inferredcites →https://doi.org/10.1016/j.jmoneco.2018.02.005openalex-snapshot
Benefits of relationship banking: Evidence from consumer credit markets
inferredcites →https://doi.org/10.1093/qje/qjx019openalex-snapshot
The Deposits Channel of Monetary Policy*
inferredcites →https://doi.org/10.1093/rcfs/cfab026openalex-snapshot
P2P Lenders versus Banks: Cream Skimming or Bottom Fishing?
inferredcites →https://doi.org/10.1093/rfs/hhl018openalex-snapshot
TRANSACTIONS ACCOUNTS AND LOAN MONITORING
inferredcites →https://doi.org/10.1093/rfs/hhy100openalex-snapshot
Marketplace Lending: A New Banking Paradigm?
inferredcites →https://doi.org/10.1093/rfs/hhy137openalex-snapshot
Peer-to-Peer Lenders Versus Banks: Substitutes or Complements?
inferredcites →https://doi.org/10.1111/j.1756-2171.2008.00049.xopenalex-snapshot
Price‐increasing competition
inferredcites →https://doi.org/10.1146/annurev-financial-100719-120854openalex-snapshot
Digital Disruption in Banking
inferredcites →https://doi.org/10.1146/annurev-financial-111914-041939openalex-snapshot
Peer-to-Peer Crowdfunding: Information and the Potential for Disruption in Consumer Lending
inferredcites →https://doi.org/10.1257/aer.104.1.183openalex-snapshot
Risk Sharing and Transactions Costs: Evidence from Kenya's Mobile Money Revolution
inferredcites →https://doi.org/10.1257/aer.20191330openalex-snapshot
Nonrivalry and the Economics of Data
inferredcites →https://doi.org/10.1257/pandp.20191012openalex-snapshot
How FinTech Enters China’s Credit Market
inferredcites →https://doi.org/10.1287/mnsc.2015.2181openalex-snapshot
Screening Peers Softly: Inferring the Quality of Small Borrowers
inferredcites →https://doi.org/10.1287/mnsc.2015.2339openalex-snapshot
Adverse Incentives in Crowdfunding
inferredcites →https://doi.org/10.1287/mnsc.2019.3444openalex-snapshot
Index Fund Entry and Financial Product Market Competition
inferredcites →https://doi.org/10.1596/978-1-4648-1259-0openalex-snapshot
The Global Findex Database 2017: Measuring Financial Inclusion and the Fintech Revolution
inferredcites →https://doi.org/10.2139/ssrn.1365087openalex-snapshot
Benefits of Relationship Banking: Evidence from Consumer Credit Markets
inferredcites →https://doi.org/10.2139/ssrn.2551272openalex-snapshot
Peer-to-Peer Crowdfunding: Information and the Potential for Disruption in Consumer Lending
inferredcites →https://doi.org/10.2139/ssrn.3730378openalex-snapshot
Open Banking: Credit Market Competition When Borrowers Own the Data
inferredcites →https://doi.org/10.2139/ssrn.3766250openalex-snapshot
FinTech Lending and Cashless Payments
inferredcites →https://doi.org/10.2139/ssrn.3863988openalex-snapshot
Information Technology and Bank Competition
inferredcites →https://doi.org/10.2307/2118445openalex-snapshot
The Effect of Credit Market Competition on Lending Relationships
inferredcites →https://doi.org/10.3386/w24500openalex-snapshot
The Role of Technology in Mortgage Lending
inferredcites →https://doi.org/10.3386/w25604openalex-snapshot
Fintech and Household Resilience to Shocks: Evidence from Digital Loans in Kenya

What points at this work

Incoming claims: where this work appears in other papers’ reference lists and arguments.

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Digital Currencies and Bank Competition
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Cutting Operational Costs by Integrating Fintech into Traditional Banking Firms
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Managing Stablecoins: Optimal Strategies, Regulation, and Transaction Data as Productive Capital
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FinTech Lending and Cashless Payments
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A Theory of FinTech and Trade Finance
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Technology Adoption and Leapfrogging: Racing for Mobile Payments
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Fintech Entry and Credit Market Competition
inferred← citeshttps://doi.org/10.2139/ssrn.3859667openalex-extracted
Free Banking and Credit Market Competition
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Cashless Payment and Financial Inclusion
inferred← citeshttps://doi.org/10.2139/ssrn.3950954openalex-extracted
The Economics of Consumer Credit on an E-Commerce Platform
inferred← citeshttps://doi.org/10.2139/ssrn.3957688openalex-extracted
Fintech Expansion
inferred← citeshttps://doi.org/10.2139/ssrn.3979248openalex-extracted
inferred← citeshttps://doi.org/10.2139/ssrn.4001998openalex-extracted
Fintech Disruption, Banks, and Credit (Dis-)Intermediation: When Do Foes Become Friends?
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The Liquidity Premium of Digital Payment Vehicle
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Financial Development, Non-Bank E-Money, and Central Bank Digital Currency
inferred← citeshttps://doi.org/10.2139/ssrn.4063878openalex-extracted
Strategic Digitization in Currency and Payment Competition
inferred← citeshttps://doi.org/10.2139/ssrn.4068564openalex-extracted
The Coming Battle of Digital Currencies
inferred← citeshttps://doi.org/10.2139/ssrn.4071214openalex-extracted
Customer Data Access and Fintech Entry: Early Evidence from Open Banking
inferred← citeshttps://doi.org/10.2139/ssrn.4079061openalex-extracted
Banks' Physical Footprint, Digital Payment Technologies, and Fintech Growth
inferred← citeshttps://doi.org/10.2139/ssrn.4140083openalex-extracted
Antitrust and User Union in the Era of Digital Platforms and Big Data
inferred← citeshttps://doi.org/10.2139/ssrn.4176990openalex-extracted
Instant Payment Systems and Competition for Deposits
inferred← citeshttps://doi.org/10.2139/ssrn.4206016openalex-extracted
Borrowing from a Bigtech Platform
inferred← citeshttps://doi.org/10.2139/ssrn.4222543openalex-extracted
Do Fintech Shadow Banks Compete with Technological Advantages? Evidence from Mortgage Lending
inferred← citeshttps://doi.org/10.2139/ssrn.4249183openalex-extracted
Antitrust, Regulation, and User Union in the Era of Digital Platforms and Big Data
inferred← citeshttps://doi.org/10.2139/ssrn.4254410openalex-extracted
The Effects of Big Data on Commercial Banks
inferred← citeshttps://doi.org/10.2139/ssrn.4278803openalex-extracted
Open Banking and Customer Data Sharing: Implications for Fintech Borrowers
inferred← citeshttps://doi.org/10.2139/ssrn.4291498openalex-extracted
Fintech Mergers and Acquisitions
inferred← citeshttps://doi.org/10.2139/ssrn.4298701openalex-extracted
Lending Competition and Funding Collaboration
inferred← citeshttps://doi.org/10.2139/ssrn.4312010openalex-extracted
Does FinTech Reduce Human Biases? Evidence from Two Quasi-Experiments
inferred← citeshttps://doi.org/10.2139/ssrn.4321030openalex-extracted
Big Tech Lending and Business Expansion
inferred← citeshttps://doi.org/10.2139/ssrn.4340866openalex-extracted
CBDC: Banking and Anonymity
inferred← citeshttps://doi.org/10.2139/ssrn.4349858openalex-extracted
Money, E-money, and Consumer Welfare
inferred← citeshttps://doi.org/10.2139/ssrn.4353645openalex-extracted
FinTech, Banking and Monetary Policy Transmission: Evidence from the Deposit Market
inferred← citeshttps://doi.org/10.2139/ssrn.4391841openalex-extracted
Stay Ahead: Active Data Management and Market Power
inferred← citeshttps://doi.org/10.2139/ssrn.4402740openalex-extracted
CBDCs, Payment Firms, and Geopolitics
inferred← citeshttps://doi.org/10.2139/ssrn.4448271openalex-extracted
The Rise of E-Wallets and Buy-Now-Pay-Later: Payment Competition, Credit Expansion, and Consumer Behavior
inferred← citeshttps://doi.org/10.2139/ssrn.4448715openalex-extracted
The Economics of “Buy Now, Pay Later”: A Merchant’s Perspective
inferred← citeshttps://doi.org/10.2139/ssrn.4532757openalex-extracted
Preventing Payments Fraud in the FinTech Era: New Evidence from a Behavioural Experiment
inferred← citeshttps://doi.org/10.2139/ssrn.4588767openalex-extracted
inferred← citeshttps://doi.org/10.2139/ssrn.4595612openalex-extracted
The Boundary of Open Data: Implications for Financial Market and Real Efficiency
inferred← citeshttps://doi.org/10.2139/ssrn.4595733openalex-extracted
The Impact of Digital Transfer and Payment on Banking: Evidence from Banks' Partnering with Zelle
inferred← citeshttps://doi.org/10.2139/ssrn.4600635openalex-extracted
Digital Technology and Cross-Border Bank Lending
inferred← citeshttps://doi.org/10.2139/ssrn.4624119openalex-extracted
Platform Lending and Innovation
inferred← citeshttps://doi.org/10.2139/ssrn.4624651openalex-extracted
Collateral, Information and Welfare: Implications for Open Banking
inferred← citeshttps://doi.org/10.2139/ssrn.4734285openalex-extracted
Banking on Deposit Relationships: Implications for Hold-Up Problems in the Loan Market
inferred← citeshttps://doi.org/10.2139/ssrn.4782597openalex-extracted
inferred← citeshttps://doi.org/10.2139/ssrn.4785114openalex-extracted
BigTech-Bank Collaborations in the Lending Market
inferred← citeshttps://doi.org/10.2139/ssrn.4795398openalex-extracted
The Effects of U.S. Open Banking Adoption
inferred← citeshttps://doi.org/10.2139/ssrn.4819240openalex-extracted
Cbdc: Banking and Anonymity
inferred← citeshttps://doi.org/10.2139/ssrn.4891933openalex-extracted
inferred← citeshttps://doi.org/10.2139/ssrn.4933059openalex-extracted
Digital Payments and Monetary Policy Transmission
inferred← citeshttps://doi.org/10.2139/ssrn.5002235openalex-extracted
Payment Technology Complementarities and their Consequences on the Banking Sector
inferred← citeshttps://doi.org/10.2139/ssrn.5028744openalex-extracted
Breaking Barriers to Financial Access: Cross-Platform Digital Payments and Credit Markets
inferred← citeshttps://doi.org/10.2139/ssrn.5045693openalex-extracted
Shadow Banks on the Rise: Evidence Across Market Segments
inferred← citeshttps://doi.org/10.2139/ssrn.5064460openalex-extracted
Data Regulation in Credit Markets
inferred← citeshttps://doi.org/10.2139/ssrn.5110729openalex-extracted
FinTech Lending, Open Banking, and Data Manipulation
inferred← citeshttps://doi.org/10.2139/ssrn.5168570openalex-extracted
Home Is Where Your FinTech Loan Is
inferred← citeshttps://doi.org/10.1007/978-3-031-84445-4_5openalex-snapshot
Empirical Evidence on Banks’ Performance Improvements After FinTech M&As
inferred← citeshttps://doi.org/10.1007/s10660-026-10205-5openalex-snapshot
Leveraging open finance for resilient supply chains: the role of real-time optionality in geopolitical risk adaptation
inferred← citeshttps://doi.org/10.1007/s10693-025-00454-0openalex-snapshot
What’s Your Bank’s FinTech Score? Technology Integrating Banking into the Broker Intermediation Model
inferred← citeshttps://doi.org/10.1007/s40821-026-00344-yopenalex-snapshot
Key factors fuelling digital payment adoption in France: a step toward a cashless society
inferred← citeshttps://doi.org/10.1007/s42521-026-00212-4openalex-snapshot
Rails, not wallets: a compression–velocity–legibility theory (CVLT) of welfare generation through public instant payment infrastructure
inferred← citeshttps://doi.org/10.1016/j.cjar.2025.100449openalex-snapshot
Bank financial technology and the governance of zombie firms
inferred← citeshttps://doi.org/10.1016/j.ememar.2025.101430openalex-snapshot
Reexamining the effects of FinTech on household consumption: A perspective on monopoly alleviation
inferred← citeshttps://doi.org/10.1016/j.eswa.2025.128831openalex-snapshot
Mitigating moral hazard in financial leasing: The role of open banking
inferred← citeshttps://doi.org/10.1016/j.euroecorev.2024.104832openalex-snapshot
E-money, risk-sharing, and welfare
inferred← citeshttps://doi.org/10.1016/j.frl.2023.104138openalex-snapshot
Digital banking and deposit: Substitution effect of mobile applications on web services
inferred← citeshttps://doi.org/10.1016/j.frl.2025.108209openalex-snapshot
Fintech innovation regulation in China: An index-based comprehensive evaluation
inferred← citeshttps://doi.org/10.1016/j.frl.2026.110820openalex-snapshot
Can shared payment rails buy time without closing markets? Strategic incubation in Vietnam
inferred← citeshttps://doi.org/10.1016/j.ijindorg.2023.103029openalex-snapshot
Bank-platform competition in the credit market
inferred← citeshttps://doi.org/10.1016/j.infoecopol.2023.101068openalex-snapshot
Mobile payments and interoperability: Insights from the academic literature
inferred← citeshttps://doi.org/10.1016/j.inteco.2026.100724openalex-snapshot
How FinTech affects banking efficiency: Evidence from Sub-Saharan African Countries
inferred← citeshttps://doi.org/10.1016/j.intman.2024.101171openalex-snapshot
The role of multinational enterprises and formal institutions in BOP markets
inferred← citeshttps://doi.org/10.1016/j.iref.2025.104715openalex-snapshot
Fintech and Green Investor Entry
inferred← citeshttps://doi.org/10.1016/j.iref.2026.105733openalex-snapshot
Resilient financial networks in the open data ecosystem: A dual-evolutionary strategy for inclusive pricing and risk control
inferred← citeshttps://doi.org/10.1016/j.irfa.2023.102839openalex-snapshot
Digital finance development and bank liquidity creation
inferred← citeshttps://doi.org/10.1016/j.irfa.2024.103480openalex-snapshot
How technological innovation influence operational risk: Evidence from banks in China
inferred← citeshttps://doi.org/10.1016/j.jbankfin.2022.106754openalex-snapshot
Banks’ investments in fintech ventures
inferred← citeshttps://doi.org/10.1016/j.jbankfin.2025.107557openalex-snapshot
Does FinTech reduce human biases? Evidence from advisory vs. automated FinTechs in lending
inferred← citeshttps://doi.org/10.1016/j.jedc.2026.105386openalex-snapshot
Digital payments in network formation games: Theory of adoption and quantum algorithms
inferred← citeshttps://doi.org/10.1016/j.jempfin.2026.101725openalex-snapshot
Bankruptcy prediction of privately held SMEs using feature selection methods
inferred← citeshttps://doi.org/10.1016/j.jfi.2025.101162openalex-snapshot
Open data and API adoption of U.S. banks
inferred← citeshttps://doi.org/10.1016/j.jfi.2026.101196openalex-snapshot
Beyond the bureau: Interoperable payment data for loan screening and monitoring
inferred← citeshttps://doi.org/10.1016/j.jfineco.2022.12.003openalex-snapshot
Open banking: Credit market competition when borrowers own the data
inferred← citeshttps://doi.org/10.1016/j.jfineco.2024.103950openalex-snapshot
Customer data access and fintech entry: Early evidence from open banking
inferred← citeshttps://doi.org/10.1016/j.jfineco.2025.104019openalex-snapshot
Bank competition and household privacy in a digital payment monopoly
inferred← citeshttps://doi.org/10.1016/j.jfineco.2025.104040openalex-snapshot
Fintech entry, lending market competition, and welfare
inferred← citeshttps://doi.org/10.1016/j.jfineco.2025.104050openalex-snapshot
Payments and privacy in the digital economy
inferred← citeshttps://doi.org/10.1016/j.jfineco.2025.104055openalex-snapshot
Strategic digitization in currency and payment competition
inferred← citeshttps://doi.org/10.1016/j.jfineco.2025.104093openalex-snapshot
The economics of “Buy Now, Pay Later”: A merchant’s perspective
inferred← citeshttps://doi.org/10.1016/j.jfineco.2026.104277openalex-snapshot
Cashless payment and financial inclusion
inferred← citeshttps://doi.org/10.1016/j.jfs.2024.101287openalex-snapshot
Digital payments and bank competition
inferred← citeshttps://doi.org/10.1016/j.jimonfin.2024.103076openalex-snapshot
Fintech mergers and acquisitions
inferred← citeshttps://doi.org/10.1016/j.najef.2025.102377openalex-snapshot
Strategic cooperation in fintech field and efficiency of commercial banks
inferred← citeshttps://doi.org/10.1016/j.pacfin.2024.102254openalex-snapshot
The changing face of consumer credit: Evidence from a big tech platform in China
inferred← citeshttps://doi.org/10.1016/j.pacfin.2024.102255openalex-snapshot
Digital financial supervision and inefficient investment of enterprises: Evidence from China's internet financial industry
inferred← citeshttps://doi.org/10.1016/j.pacfin.2025.102999openalex-snapshot
Fintech business and shadow banking practices
inferred← citeshttps://doi.org/10.1016/j.pacfin.2026.103343openalex-snapshot
Beyond financing: The impact of FinTech on corporate operations
inferred← citeshttps://doi.org/10.1016/j.ribaf.2024.102499openalex-snapshot
Riding the wave of change: Buy now, pay later as a disruptive threat to payment cards in the global market
inferred← citeshttps://doi.org/10.1016/j.ribaf.2026.103488openalex-snapshot
Unlocking the power of fintech: Nonlinear impacts on new quality productive forces
inferred← citeshttps://doi.org/10.1017/s0022109023000698openalex-snapshot
Fintech Lending and Credit Market Competition
inferred← citeshttps://doi.org/10.1080/13547860.2026.2650969openalex-snapshot
From competition to cooperation: does cooperation with Fintech firms promote the profitability of rural commercial banks?
inferred← citeshttps://doi.org/10.1093/oxfordhb/9780198897071.013.13openalex-snapshot
Competition in Banking
inferred← citeshttps://doi.org/10.1093/oxfordhb/9780198897071.013.2openalex-snapshot
The Various Roles of Banks in Financial Systems
inferred← citeshttps://doi.org/10.1093/rfs/hhag033openalex-snapshot
Borrowing from a Bigtech Platform
inferred← citeshttps://doi.org/10.1108/jide-03-2024-0009openalex-snapshot
Open banking: an early review
inferred← citeshttps://doi.org/10.1108/mf-05-2024-0349openalex-snapshot
Impact of fintech on liquidity creation-evidence from Indian banks
inferred← citeshttps://doi.org/10.1108/sajbs-04-2025-0157openalex-snapshot
The nonlinear nexus between fintech startups and bank stability: evidence from the Indian economy
inferred← citeshttps://doi.org/10.1109/tem.2023.3239499openalex-snapshot
Fintech Development and Firm Technological Innovation Efficiency: Empirical Findings in China
inferred← citeshttps://doi.org/10.1111/corg.12454openalex-snapshot
Bankers' remuneration reforms and new challenges
inferred← citeshttps://doi.org/10.1111/jmcb.70035openalex-snapshot
Payment Flows, Bank Lending, and Central Bank Digital Currencies
inferred← citeshttps://doi.org/10.1111/jofi.70003openalex-snapshot
FinTech Lending and Cashless Payments
inferred← citeshttps://doi.org/10.1111/jofi.70051openalex-snapshot
Bank Competition Amid Digital Disruption: Implications for Financial Inclusion
inferred← citeshttps://doi.org/10.1146/annurev-financial-101521-112042openalex-snapshot
FinTech Lending
inferred← citeshttps://doi.org/10.1146/annurev-financial-112823-023134openalex-snapshot
New Payment Rails: Implications for Banking
inferred← citeshttps://doi.org/10.1177/09718907241286957openalex-snapshot
Changing Landscape of Financial Inclusion Through FinTech: A Systematic Literature Review
inferred← citeshttps://doi.org/10.1186/s40854-024-00741-0openalex-snapshot
Financial inclusion and fintech: a state-of-the-art systematic literature review
inferred← citeshttps://doi.org/10.1186/s40854-025-00855-zopenalex-snapshot
Drivers of FinTech adoption: a bibliometric approach
inferred← citeshttps://doi.org/10.1186/s43093-025-00522-wopenalex-snapshot
Unraveling the role of data sharing in open finance diffusion: an evolutionary game approach on complex networks
inferred← citeshttps://doi.org/10.1287/mnsc.2021.02016openalex-snapshot
How Borrowers Respond to Dynamic Incentives? An Exploration of Repayment Decisions on Digital Credit
inferred← citeshttps://doi.org/10.1287/mnsc.2023.01309openalex-snapshot
The Liquidity Premium of Digital Payment Vehicle
inferred← citeshttps://doi.org/10.1287/mnsc.2023.03679openalex-snapshot
The Boundary of Open Data: Implications for the Financial Market and Real Efficiency
inferred← citeshttps://doi.org/10.1287/mnsc.2024.06830openalex-snapshot
A Theory Model of Digital Currency with Asymmetric Privacy
inferred← citeshttps://doi.org/10.1287/mnsc.2025.02874openalex-snapshot
Privacy Regulation and Fintech Lending
inferred← citeshttps://doi.org/10.1596/978-1-4648-1730-4_ch4openalex-snapshot
Lending during the recovery and beyond
inferred← citeshttps://doi.org/10.17016/feds.2020.086openalex-snapshot
Banks, Non Banks, and Lending Standards
inferred← citeshttps://doi.org/10.18235/0004842openalex-snapshot
Banks’ Physical Footprint and Financial Technology Adoption
inferred← citeshttps://doi.org/10.21144/wp21-05openalex-snapshot
Technology Adoption and Leapfrogging: Racing for Mobile Payments
inferred← citeshttps://doi.org/10.21203/rs.3.rs-8315515/v1openalex-snapshot
The Role of Regulatory Capital in Shaping FinTech’s Impact on Bank Intermediation Costs
inferred← citeshttps://doi.org/10.2139/ssrn.4784409openalex-snapshot
The Effects of Big Data on Commercial Banks
inferred← citeshttps://doi.org/10.2139/ssrn.5015791openalex-snapshot
Data Redundancies and Cyber Attacks
inferred← citeshttps://doi.org/10.2139/ssrn.5136803openalex-snapshot
Privacy-Enhanced Payment Systems
inferred← citeshttps://doi.org/10.2139/ssrn.5169568openalex-snapshot
The Interoperability of Financial Data
inferred← citeshttps://doi.org/10.2139/ssrn.5171645openalex-snapshot
Banks or Fintechs? A Roadmap for Regulation
inferred← citeshttps://doi.org/10.2139/ssrn.5205571openalex-snapshot
Instant Payments and Bank Credit Supply: Evidence from SEPA Rollout
inferred← citeshttps://doi.org/10.2139/ssrn.5281267openalex-snapshot
(In-)Visible Risks of Blockchain-Based Financing for Capital Allocation Efficiency
inferred← citeshttps://doi.org/10.2139/ssrn.5281906openalex-snapshot
Racial Disparities in the U.S. Mortgage Market: Evidence from Data Privacy Legislation
inferred← citeshttps://doi.org/10.2139/ssrn.5332427openalex-snapshot
The Value of Payment Innovation to Households: Evidence from a FinTech Platform
inferred← citeshttps://doi.org/10.2139/ssrn.5393545openalex-snapshot
Digital Payments in Firm Networks: Theory of Adoption and Quantum Algorithm
inferred← citeshttps://doi.org/10.2139/ssrn.5395434openalex-snapshot
FinTech Lending and Cashless Payments
inferred← citeshttps://doi.org/10.2139/ssrn.5643117openalex-snapshot
Embedded Finance and the New Shadow Intermediation: Liquidity, Runs, and Regulatory Perimeter in 24/7 Markets. This will work with variables and data
inferred← citeshttps://doi.org/10.2139/ssrn.5703762openalex-snapshot
Who Pays for Payment Fraud? Detection and Liability Rules under Strategic Fraudster Adaptation
inferred← citeshttps://doi.org/10.2139/ssrn.5768422openalex-snapshot
Payment Innovation and Interbank Competition
inferred← citeshttps://doi.org/10.2139/ssrn.5868811openalex-snapshot
Beyond Financing: The Impact of FinTech on Corporate Operations
inferred← citeshttps://doi.org/10.2139/ssrn.6297822openalex-snapshot
Central Bank Digital Currencies and Financial Stability: Balance Sheet Analysis and Policy Choices
inferred← citeshttps://doi.org/10.2139/ssrn.6582998openalex-snapshot
Transaction Data, Payment Services, and Bank Competition in Open Banking
inferred← citeshttps://doi.org/10.2139/ssrn.6616511openalex-snapshot
Big Tech Lending and Business Expansion
inferred← citeshttps://doi.org/10.2139/ssrn.6740802openalex-snapshot
Preventing FinTech Competition Through Credit Rationing?
inferred← citeshttps://doi.org/10.2139/ssrn.6828631openalex-snapshot
China’s Bank Fintech and Balance Sheet Behaviors: Risking or De-risking
inferred← citeshttps://doi.org/10.2139/ssrn.6891374openalex-snapshot
Firm Credit Constraints and Electronic Payments: A Global Analysis
inferred← citeshttps://doi.org/10.2139/ssrn.7074685openalex-snapshot
Substitution or market creation? Causal evidence from Poland's domestic mobile payment scheme
inferred← citeshttps://doi.org/10.2139/ssrn.7154264openalex-snapshot
Financial Contracting under Unverifiable Creditor Priority: Hidden Seniority, Robust Pledgeability, and the Demand for Verification Institutions
inferred← citeshttps://doi.org/10.2139/ssrn.7429440openalex-snapshot
CBDC Readiness and Systemic Bank Risk in GCC Nations: Quasi-Experimental Evidence from Digital Banking Transitions
inferred← citeshttps://doi.org/10.21799/frbp.wp.2020.21openalex-snapshot
A Survey of Fintech Research and Policy Discussion
inferred← citeshttps://doi.org/10.26794/2587-5671-2024-28-5-121-132openalex-snapshot
Fintech Sector in the Context of Financial Development and Problems of its Measurement
inferred← citeshttps://doi.org/10.3386/w28118openalex-snapshot
Open Banking: Credit Market Competition When Borrowers Own the Data
inferred← citeshttps://doi.org/10.3386/w29421openalex-snapshot
FinTech Lending
inferred← citeshttps://doi.org/10.3386/w30160openalex-snapshot
The Big Tech Lending Model
inferred← citeshttps://doi.org/10.3386/w31202openalex-snapshot
The Rise of E-Wallets and Buy-Now-Pay-Later: Payment Competition, Credit Expansion, and Consumer Behavior
inferred← citeshttps://doi.org/10.3386/w32089openalex-snapshot
Customer Data Access and Fintech Entry: Early Evidence from Open Banking
inferred← citeshttps://doi.org/10.3917/ecofi.142.0135openalex-snapshot
Banques, monnaie et paiements
inferred← citeshttps://doi.org/10.3934/qfe.2024025openalex-snapshot
Dynamics between FinTech and financial market: Supply-driven or Demand-guided?
inferred← citeshttps://doi.org/10.4018/979-8-3693-6392-8.ch002openalex-snapshot
Machine Learning in Social Finance
inferred← citeshttps://doi.org/10.4337/9781802204179.00033openalex-snapshot
Household financial decision making
inferred← citeshttps://doi.org/10.47747/snfmi.v2i1.2038openalex-snapshot
Exploring the Horizons of Fintech: A Systematic Review of the Existing Literature and Prospects for Future Research
inferred← citeshttps://doi.org/10.5089/9798400244865.001openalex-snapshot
Bank Competition and Household Privacy in a Digital Payment Monopoly
inferred← citeshttps://doi.org/10.53479/39138openalex-snapshot
The effects of open banking on fintech providers: evidence using microdata from Spain
inferred← citeshttps://doi.org/10.53479/44027openalex-snapshot
Digitalization and credit markets: Evidence from e-Invoicing
inferred← citeshttps://doi.org/10.54861/27131211_2026_8_535openalex-snapshot
МЕТОДИЧЕСКИЙ ПОДХОД К ФОРМИРОВАНИЮ РАСПРЕДЕЛЁННОЙ СИСТЕМЫ ФИНАНСОВОГО РИСК-МЕНЕДЖМЕНТА КОММЕРЧЕСКОГО БАНКА В УСЛОВИЯХ ПЛАТФОРМЕННОЙ ЭКОНОМИКИ
inferred← citeshttps://doi.org/10.5539/ijbm.v18n6p13openalex-snapshot
Assessing the Impact of Banks’ High-Tech Investments on Efficiency: What Is the Actual Relationship Direction?
inferred← citeshttps://doi.org/10.70675/3ecd13d7z2f03z4978z93a3z7501417b5edbopenalex-snapshot
Peer-to-Peer lending and the access to finance of SMEs
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