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Racial Disparities in the U.S. Mortgage Market: Evidence from Data Privacy Legislation

https://doi.org/10.2139/ssrn.5281906
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Outgoing claims: the papers this work cites, builds on, or argues with.

inferredcites →https://doi.org/10.1007/978-3-030-65117-6_28openalex-snapshot
Technological Innovation and Discrimination in Household Finance
inferredcites →https://doi.org/10.1016/j.jeconom.2020.12.001openalex-snapshot
Difference-in-Differences with multiple time periods
inferredcites →https://doi.org/10.1016/j.jesp.2019.04.010openalex-snapshot
Consequences of attributing discrimination to implicit vs. explicit bias
inferredcites →https://doi.org/10.1016/j.jesp.2021.104280openalex-snapshot
Registered report: Moderators of the relationship between implicit and explicit measures of evaluation and identification
inferredcites →https://doi.org/10.1016/j.jfineco.2004.06.003openalex-snapshot
Does function follow organizational form? Evidence from the lending practices of large and small banks
inferredcites →https://doi.org/10.1016/j.jfineco.2018.03.011openalex-snapshot
Fintech, regulatory arbitrage, and the rise of shadow banks
inferredcites →https://doi.org/10.1016/j.jfineco.2021.03.001openalex-snapshot
Color and credit: Race, regulation, and the quality of financial services
inferredcites →https://doi.org/10.1016/j.jfineco.2021.05.047openalex-snapshot
Consumer-lending discrimination in the FinTech Era
inferredcites →https://doi.org/10.1016/j.jfineco.2022.01.004openalex-snapshot
How much should we trust staggered difference-in-differences estimates?
inferredcites →https://doi.org/10.1016/j.jfineco.2022.09.001openalex-snapshot
Measuring the welfare cost of asymmetric information in consumer credit markets
inferredcites →https://doi.org/10.1016/j.jfineco.2022.12.001openalex-snapshot
Mortgage prepayment, race, and monetary policy
inferredcites →https://doi.org/10.1016/j.jfineco.2022.12.003openalex-snapshot
Open banking: Credit market competition when borrowers own the data
inferredcites →https://doi.org/10.1016/j.jfineco.2024.103911openalex-snapshot
Racial disparities in the Paycheck Protection Program
inferredcites →https://doi.org/10.1016/j.jmoneco.2022.09.001openalex-snapshot
Credit growth and the financial crisis: A new narrative
inferredcites →https://doi.org/10.1016/s0378-4266(02)00250-9openalex-snapshot
Is there discrimination in mortgage pricing? The case of overages
inferredcites →https://doi.org/10.1080/10511482.2020.1818599openalex-snapshot
The Role of Credit Attributes in Explaining the Homeownership Gap Between Whites and Minorities Since the Financial Crisis, 2012–2018
inferredcites →https://doi.org/10.1086/376950openalex-snapshot
Enjoying the Quiet Life? Corporate Governance and Managerial Preferences
inferredcites →https://doi.org/10.1093/rfs/hhaa047openalex-snapshot
Do Minorities Pay More for Mortgages?
inferredcites →https://doi.org/10.1093/rfs/hhaa087openalex-snapshot
Does Borrower and Broker Race Affect the Cost of Mortgage Credit?
inferredcites →https://doi.org/10.1093/rfs/hhaa142openalex-snapshot
Fintech Borrowers: Lax Screening or Cream-Skimming?
inferredcites →https://doi.org/10.1093/rfs/hhac022openalex-snapshot
When FinTech Competes for Payment Flows
inferredcites →https://doi.org/10.1093/rfs/hhx035openalex-snapshot
What Drives Racial and Ethnic Differences in High-Cost Mortgages? The Role of High-Risk Lenders
inferredcites →https://doi.org/10.1093/rfs/hhz018openalex-snapshot
The Role of Technology in Mortgage Lending
inferredcites →https://doi.org/10.1093/rfs/hhz099openalex-snapshot
On the Rise of FinTechs: Credit Scoring Using Digital Footprints
inferredcites →https://doi.org/10.1093/rof/rfaa039openalex-snapshot
Fintech for the Poor: Financial Intermediation Without Discrimination
inferredcites →https://doi.org/10.1093/rof/rfz018openalex-snapshot
Loan Officer Incentives, Internal Rating Models, and Default Rates
inferredcites →https://doi.org/10.1111/ablj.12139openalex-snapshot
Personal Data and the GDPR: Providing a Competitive Advantage for U.S. Companies
inferredcites →https://doi.org/10.1111/j.1538-4616.2011.00390.xopenalex-snapshot
The Role of Soft Information in a Dynamic Contract Setting: Evidence from the Home Equity Credit Market
inferredcites →https://doi.org/10.1111/j.1540-6261.1994.tb04421.xopenalex-snapshot
Mortgage Redlining: Race, Risk, and Demand
inferredcites →https://doi.org/10.1111/jofi.13090openalex-snapshot
Predictably Unequal? The Effects of Machine Learning on Credit Markets
inferredcites →https://doi.org/10.1111/jofi.13303openalex-snapshot
Lender Automation and Racial Disparities in Credit Access
inferredcites →https://doi.org/10.1146/annurev-financial-110921-125930openalex-snapshot
Algorithmic Fairness
inferredcites →https://doi.org/10.1287/mnsc.2015.2181openalex-snapshot
Screening Peers Softly: Inferring the Quality of Small Borrowers
inferredcites →https://doi.org/10.1287/mnsc.2025.02874openalex-snapshot
Privacy Regulation and Fintech Lending
inferredcites →https://doi.org/10.17016/feds.2020.018openalex-snapshot
Technological Innovation and Discrimination in Household Finance
inferredcites →https://doi.org/10.2139/ssrn.2491123openalex-snapshot
Is There Discrimination in Mortgage Pricing? The Case of Overages
inferredcites →https://doi.org/10.2139/ssrn.2730894openalex-snapshot
What Drives Racial and Ethnic Differences in High Cost Mortgages? The Role of High Risk Lenders
inferredcites →https://doi.org/10.2139/ssrn.294660openalex-snapshot
Does Function Follow Organizational Form? Evidence from the Lending Practices of Large and Small Banks
inferredcites →https://doi.org/10.2139/ssrn.3163781openalex-snapshot
On the Rise of FinTechs – Credit Scoring Using Digital Footprints
inferredcites →https://doi.org/10.2139/ssrn.3794018openalex-snapshot
How Much Should We Trust Staggered Difference-In-Differences Estimates?
inferredcites →https://doi.org/10.2139/ssrn.3907575openalex-snapshot
Racial Disparities in the Paycheck Protection Program
inferredcites →https://doi.org/10.2139/ssrn.4155708openalex-snapshot
Data and Welfare in Credit Markets
inferredcites →https://doi.org/10.2139/ssrn.4404636openalex-snapshot
The cost of data privacy law: Evidence from the California mortgage market
inferredcites →https://doi.org/10.21799/frbp.wp.2024.09openalex-snapshot
How Much Does Racial Bias Affect Mortgage Lending? Evidence from Human and Algorithmic Credit Decisions
inferredcites →https://doi.org/10.2307/2946707openalex-snapshot
Redlining in Boston: Do Mortgage Lenders Discriminate Against Neighborhoods?
inferredcites →https://doi.org/10.3386/w23740openalex-snapshot
Credit Growth and the Financial Crisis: A New Narrative
inferredcites →https://doi.org/10.3386/w28118openalex-snapshot
Open Banking: Credit Market Competition When Borrowers Own the Data
inferredcites →https://doi.org/10.3386/w29364openalex-snapshot
Lender Automation and Racial Disparities in Credit Access
inferredcites →https://doi.org/10.37214/jofdata.4openalex-snapshot
Predictably Unequal? The Effects of Machine Learning on Credit Markets
inferredcites →https://doi.org/10.5334/jopd.acopenalex-snapshot
Data from the Race Implicit Association Test on the Project Implicit Demo Website
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