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Chasing Lower Rates: How Households Balance Refinancing Incentives and Debt Constraints

https://doi.org/10.2139/ssrn.7310122
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Outgoing claims: the papers this work cites, builds on, or argues with.

inferredcites →https://doi.org/10.1002/9781118032985openalex-snapshot
The Statistical Analysis of Failure Time Data
inferredcites →https://doi.org/10.1006/jhec.1999.0247openalex-snapshot
Some Truths about Ostriches: Who Doesn't Prepay Their Mortgages and Why They Don't
inferredcites →https://doi.org/10.1007/bf00177949openalex-snapshot
Modeling conventional residential mortgage refinancings
inferredcites →https://doi.org/10.1016/j.jbankfin.2018.08.001openalex-snapshot
Financial illiteracy and mortgage refinancing decisions
inferredcites →https://doi.org/10.1016/j.jfineco.2016.01.028openalex-snapshot
Systematic mistakes in the mortgage market and lack of financial sophistication
inferredcites →https://doi.org/10.1016/j.jfineco.2016.01.031openalex-snapshot
Failure to refinance
inferredcites →https://doi.org/10.1016/j.jfineco.2021.05.013openalex-snapshot
The cost of steering in financial markets: Evidence from the mortgage market
inferredcites →https://doi.org/10.1017/flw.2023.3openalex-snapshot
Feeling comfortable with a mortgage: The impact of framing, financial literacy and advice
inferredcites →https://doi.org/10.1080/10835547.2009.12091249openalex-snapshot
The Pricing of Mortgages by Brokers: An Agency Problem?
inferredcites →https://doi.org/10.1093/epolic/eiy001openalex-snapshot
Interest rate changes, mortgages, and consumption: evidence from Italy
inferredcites →https://doi.org/10.1093/qje/qjx027openalex-snapshot
Do Banks Pass through Credit Expansions to Consumers Who want to Borrow?*
inferredcites →https://doi.org/10.1093/restud/rdac039openalex-snapshot
Mortgage Refinancing, Consumer Spending, and Competition: Evidence from the Home Affordable Refinance Program
inferredcites →https://doi.org/10.1093/restud/rdz060openalex-snapshot
How Quantitative Easing Works: Evidence on the Refinancing Channel
inferredcites →https://doi.org/10.1093/rfs/hhae075openalex-snapshot
The Role of Intermediaries in Selection Markets: Evidence from Mortgage Lending
inferredcites →https://doi.org/10.1093/rfs/hhy061openalex-snapshot
What’s the Catch? Suspicion of Bank Motives and Sluggish Refinancing
inferredcites →https://doi.org/10.1111/j.1540-6229.2009.00258.xopenalex-snapshot
Do Borrowers Make Rational Choices on Points and Refinancing?
inferredcites →https://doi.org/10.1111/j.2517-6161.1972.tb00899.xopenalex-snapshot
Regression Models and Life-Tables
inferredcites →https://doi.org/10.1111/jmcb.12017openalex-snapshot
Optimal Mortgage Refinancing: A Closed‐Form Solution
inferredcites →https://doi.org/10.1257/aer.20141313openalex-snapshot
Interest Rate Pass-Through: Mortgage Rates, Household Consumption, and Voluntary Deleveraging
inferredcites →https://doi.org/10.1257/aer.20180865openalex-snapshot
Sources of Inaction in Household Finance: Evidence from the Danish Mortgage Market
inferredcites →https://doi.org/10.1257/aer.20191244openalex-snapshot
State-Dependent Effects of Monetary Policy: The Refinancing Channel
inferredcites →https://doi.org/10.1257/jep.25.1.91openalex-snapshot
Consumer Financial Protection
inferredcites →https://doi.org/10.1287/mnsc.2015.2272openalex-snapshot
Why Do Borrowers Make Mortgage Refinancing Mistakes?
inferredcites →https://doi.org/10.2307/2673930openalex-snapshot
Structural Change in the Mortgage Market and the Propensity to Refinance
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