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The Role of Intermediaries in Selection Markets: Evidence from Mortgage Lending

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What this work says

Outgoing claims: the papers this work cites, builds on, or argues with.

inferredcites →https://doi.org/10.1007/s11129-018-9207-3openalex-snapshot
Consumer mistakes and advertising: The case of mortgage refinancing
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Handbook of industrial organization
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The Impact of Macroprudential Housing Finance Tools in Canada: 2005-10
inferredcites →https://doi.org/10.1016/j.jfineco.2018.03.011openalex-snapshot
Fintech, regulatory arbitrage, and the rise of shadow banks
inferredcites →https://doi.org/10.1016/j.jfineco.2020.05.005openalex-snapshot
Is conflicted investment advice better than no advice?
inferredcites →https://doi.org/10.1016/j.jfineco.2021.05.013openalex-snapshot
The cost of steering in financial markets: Evidence from the mortgage market
inferredcites →https://doi.org/10.1016/j.jfineco.2024.103876openalex-snapshot
Refinancing Cross-Subsidies in the Mortgage Market
inferredcites →https://doi.org/10.1016/j.jue.2014.12.002openalex-snapshot
Brokers’ contractual arrangements in the Manhattan residential rental market
inferredcites →https://doi.org/10.1080/10835547.2009.12091249openalex-snapshot
The Pricing of Mortgages by Brokers: An Agency Problem?
inferredcites →https://doi.org/10.1086/695504openalex-snapshot
Monotone Stochastic Choice Models: The Case of Risk and Time Preferences
inferredcites →https://doi.org/10.1086/700735openalex-snapshot
The Market for Financial Adviser Misconduct
inferredcites →https://doi.org/10.1086/701684openalex-snapshot
Search Frictions and Market Power in Negotiated-Price Markets
inferredcites →https://doi.org/10.1086/717349openalex-snapshot
Intermediation and Competition in Search Markets: An Empirical Case Study
inferredcites →https://doi.org/10.1086/726703openalex-snapshot
Beyond the Balance Sheet Model of Banking: Implications for Bank Regulation and Monetary Policy
inferredcites →https://doi.org/10.1093/rfs/15.3.901openalex-snapshot
Competition, Adverse Selection, and Information Dispersion in the Banking Industry: Table 1
inferredcites →https://doi.org/10.1093/rfs/hhac047openalex-snapshot
Conflicting Interests and the Effect of Fiduciary Duty: Evidence from Variable Annuities
inferredcites →https://doi.org/10.1093/rfs/hhac088openalex-snapshot
Real Effects of Search Frictions in Consumer Credit Markets
inferredcites →https://doi.org/10.1093/rfs/hhn042openalex-snapshot
Mutual Fund Fees Around the World
inferredcites →https://doi.org/10.1093/rfs/hhp022openalex-snapshot
Assessing the Costs and Benefits of Brokers in the Mutual Fund Industry
inferredcites →https://doi.org/10.1093/rfs/hhz011openalex-snapshot
The Supply Side of Household Finance
inferredcites →https://doi.org/10.1111/1540-5982.00010openalex-snapshot
Expense ratios of North American mutual funds
inferredcites →https://doi.org/10.1111/1756-2171.12073openalex-snapshot
Quantifying search and switching costs in the US auto insurance industry
inferredcites →https://doi.org/10.1111/1756-2171.12256openalex-snapshot
Dynamic price competition in auto insurance brokerage
inferredcites →https://doi.org/10.1111/1756-2171.12344openalex-snapshot
Intermediaries and product quality in used car markets
inferredcites →https://doi.org/10.1111/j.1467-6451.2012.00485.xopenalex-snapshot
Agency Problems and Reputation in Expert Services: Evidence from Auto Repair
inferredcites →https://doi.org/10.1111/j.1468-2354.2007.00459.xopenalex-snapshot
THE PURE CHARACTERISTICS DEMAND MODEL*
inferredcites →https://doi.org/10.1111/j.1540-6261.2012.01798.xopenalex-snapshot
What Do Consumers’ Fund Flows Maximize? Evidence from Their Brokers’ Incentives
inferredcites →https://doi.org/10.1111/jofi.12423openalex-snapshot
Advertising Expensive Mortgages
inferredcites →https://doi.org/10.1111/jofi.12514openalex-snapshot
Retail Financial Advice: Does One Size Fit All?
inferredcites →https://doi.org/10.1111/jofi.12763openalex-snapshot
Brokers versus Retail Investors: Conflicting Interests and Dominated Products
inferredcites →https://doi.org/10.1111/jofi.13072openalex-snapshot
Leverage Regulation and Market Structure: A Structural Model of the U.K. Mortgage Market
inferredcites →https://doi.org/10.1111/joie.12046openalex-snapshot
Price Dispersion in Mortgage Markets
inferredcites →https://doi.org/10.1146/annurev-financial-111914-041807openalex-snapshot
An Overview of Macroprudential Policy Tools
inferredcites →https://doi.org/10.1162/rest_a_00387openalex-snapshot
Liar's Loan? Effects of Origination Channel and Information Falsification on Mortgage Delinquency
inferredcites →https://doi.org/10.1162/rest_a_00625openalex-snapshot
Understanding the Advice of Commissions-Motivated Agents: Evidence from the Indian Life Insurance Market
inferredcites →https://doi.org/10.1257/aer.102.7.3249openalex-snapshot
Diagnosing Consumer Confusion and Sub-Optimal Shopping Effort: Theory and Mortgage-Market Evidence
inferredcites →https://doi.org/10.1257/aer.104.10.3365openalex-snapshot
The Effect of Mergers in Search Markets: Evidence from the Canadian Mortgage Industry
inferredcites →https://doi.org/10.1257/aer.20150487openalex-snapshot
Asymmetric Information and Imperfect Competition in Lending Markets
inferredcites →https://doi.org/10.1257/aer.20180412openalex-snapshot
Does Regulatory Jurisdiction Affect the Quality of Investment-Adviser Regulation?
inferredcites →https://doi.org/10.1257/aer.99.1.49openalex-snapshot
Liquidity Constraints and Imperfect Information in Subprime Lending
inferredcites →https://doi.org/10.1257/app.20160214openalex-snapshot
Conflicts of Interest and Steering in Residential Brokerage
inferredcites →https://doi.org/10.1287/mnsc.2021.4266openalex-snapshot
Measuring the Welfare of Intermediaries
inferredcites →https://doi.org/10.2139/ssrn.3620521openalex-snapshot
Searching for Approval
inferredcites →https://doi.org/10.2307/1884218openalex-snapshot
Middlemen
inferredcites →https://doi.org/10.3368/jhr.50.2.420openalex-snapshot
Control Function Methods in Applied Econometrics
inferredcites →https://doi.org/10.3386/w16007openalex-snapshot
Diagnosing Consumer Confusion and Sub-Optimal Shopping Effort: Theory and Mortgage-Market Evidence
inferredcites →https://doi.org/10.34989/swp-2020-22openalex-snapshot
Dynamic Competition in Negotiated Price Markets
inferredcites →https://doi.org/10.3982/ecta10847openalex-snapshot
An Empirical Equilibrium Model of a Decentralized Asset Market
inferredcites →https://doi.org/10.5167/uzh-236863openalex-snapshot
Collateral and Asymmetric Information in Lending Markets

What points at this work

Incoming claims: where this work appears in other papers’ reference lists and arguments.

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The Digital Revolution: Bridging the Information Gap in the Consumer Credit Market
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Heterogeneous impacts of macroprudential policies: Financial advisors, regulatory caps, and mortgage risk
inferred← citeshttps://doi.org/10.1093/rfs/hhag029openalex-snapshot
New Frontiers in Household Finance
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AI Copilots in Real Estate: Evidence from China
inferred← citeshttps://doi.org/10.2139/ssrn.7273866openalex-snapshot
Online Intermediaries and Product Discovery in Airline Markets
inferred← citeshttps://doi.org/10.2139/ssrn.7310122openalex-snapshot
Chasing Lower Rates: How Households Balance Refinancing Incentives and Debt Constraints
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