On the public citation graph
Real Effects of Search Frictions in Consumer Credit Markets
0 signed · 95 inferred · view as graph
Inferred edges come from two machine sources: sweeps of open repository metadata (mostly SSRN and Zenodo), and a bulk OpenAlex citation snapshot. Every row below is labelled with the one it came from. Neither is a complete citation index — absence here is not evidence of absence.
Is this your work? Sign in with ORCID and put your name on the
claims that are yours.
Reference health. See whether every reference in this work resolves to a
known work and none has been retracted — and get a dated CiteStamped
badge you can embed.
What this work says
Outgoing claims: the papers this work cites, builds on, or argues with.
inferredcites →https://doi.org/10.1016/0022-0531(71)90013-5openalex-snapshot
A model of price adjustment
inferredcites →https://doi.org/10.1016/0022-0531(76)90034-xopenalex-snapshot
Job search in a dynamic economy
inferredcites →https://doi.org/10.1016/j.jeconom.2007.05.005openalex-snapshot
Manipulation of the running variable in the regression discontinuity design: A density test
inferredcites →https://doi.org/10.1016/j.jeconom.2019.09.010openalex-snapshot
Regression discontinuity design with many thresholds
inferredcites →https://doi.org/10.1016/j.jet.2013.12.003openalex-snapshot
Coarse decision making and overfitting
inferredcites →https://doi.org/10.1016/j.jfineco.2020.05.009openalex-snapshot
Testing the effectiveness of consumer financial disclosure: Experimental evidence from savings accounts
inferredcites →https://doi.org/10.1016/j.jfineco.2021.07.005openalex-snapshot
High-cost debt and perceived creditworthiness: Evidence from the UK
inferredcites →https://doi.org/10.1016/j.jmoneco.2009.04.005openalex-snapshot
Financial regulation and securitization: Evidence from subprime loans
inferredcites →https://doi.org/10.1016/j.jmoneco.2014.01.005openalex-snapshot
Securitization and moral hazard: Evidence from credit score cutoff rules
inferredcites →https://doi.org/10.1080/00401706.1970.10488715openalex-snapshot
Optimal Statistical Decisions
inferredcites →https://doi.org/10.1086/260796openalex-snapshot
A Simple Model of Equilibrium Price Dispersion
inferredcites →https://doi.org/10.1086/261605openalex-snapshot
Consumption and Liquidity Constraints: An Empirical Investigation
inferredcites →https://doi.org/10.1086/262111openalex-snapshot
Testing for Asymmetric Information in Insurance Markets
inferredcites →https://doi.org/10.1086/379936openalex-snapshot
Adverse Selection in Insurance Markets: Policyholder Evidence from the U.K. Annuity Market
inferredcites →https://doi.org/10.1086/676133openalex-snapshot
Consumer Credit: Too Much or Too Little (or Just Right)?
inferredcites →https://doi.org/10.1086/701684openalex-snapshot
Search Frictions and Market Power in Negotiated-Price Markets
inferredcites →https://doi.org/10.1086/701808openalex-snapshot
University Choice: The Role of Expected Earnings, Nonpecuniary Outcomes, and Financial Constraints
inferredcites →https://doi.org/10.1093/qje/qjq009openalex-snapshot
The Real Costs of Credit Access: Evidence from the Payday Lending Market*
inferredcites →https://doi.org/10.1093/qje/qjw031openalex-snapshot
The Real Effects of Liquidity During the Financial Crisis: Evidence from Automobiles*
inferredcites →https://doi.org/10.1093/qje/qjx027openalex-snapshot
Do Banks Pass through Credit Expansions to Consumers Who want to Borrow?*
inferredcites →https://doi.org/10.1093/restud/rdac047openalex-snapshot
Consumer Search and Prices in the Automobile Market
inferredcites →https://doi.org/10.1093/restud/rdw011openalex-snapshot
The Democratization of Credit and the Rise in Consumer Bankruptcies
inferredcites →https://doi.org/10.1093/rfs/hhaa004openalex-snapshot
Monthly Payment Targeting and the Demand for Maturity
inferredcites →https://doi.org/10.1093/rfs/hhv072openalex-snapshot
Borrowing High versus Borrowing Higher: Price Dispersion and Shopping Behavior in the U.S. Credit Card Market
inferredcites →https://doi.org/10.1111/1756-2171.12019openalex-snapshot
The impact of credit scoring on consumer lending
inferredcites →https://doi.org/10.1111/1756-2171.12170openalex-snapshot
Prices and heterogeneous search costs
inferredcites →https://doi.org/10.1111/j.1468-2354.2008.00485.xopenalex-snapshot
CREDIT CONSTRAINTS IN THE MARKET FOR CONSUMER DURABLES: EVIDENCE FROM MICRO DATA ON CAR LOANS*
inferredcites →https://doi.org/10.1111/j.1540-6261.2005.00729.xopenalex-snapshot
Distance, Lending Relationships, and Competition
inferredcites →https://doi.org/10.1111/j.1756-2171.2006.tb00015.xopenalex-snapshot
Using price distributions to estimate search costs
inferredcites →https://doi.org/10.1111/jofi.12977openalex-snapshot
The Capitalization of Consumer Financing into Durable Goods Prices
inferredcites →https://doi.org/10.1111/jofi.13072openalex-snapshot
Leverage Regulation and Market Structure: A Structural Model of the U.K. Mortgage Market
inferredcites →https://doi.org/10.1111/jofi.13114openalex-snapshot
Going the Extra Mile: Distant Lending and Credit Cycles
inferredcites →https://doi.org/10.1111/joie.12046openalex-snapshot
Price Dispersion in Mortgage Markets
inferredcites →https://doi.org/10.1162/003355302753399472openalex-snapshot
Do Liquidity Constraints and Interest Rates Matter for Consumer Behavior? Evidence from Credit Card Data
inferredcites →https://doi.org/10.1162/qjec.2010.125.1.307openalex-snapshot
Did Securitization Lead to Lax Screening? Evidence from Subprime Loans*
inferredcites →https://doi.org/10.1257/aer.100.2.470openalex-snapshot
“One Discriminatory Rent” or “Double Jeopardy”: Multicomponent Negotiation for New Car Purchases
inferredcites →https://doi.org/10.1257/aer.102.7.3249openalex-snapshot
Diagnosing Consumer Confusion and Sub-Optimal Shopping Effort: Theory and Mortgage-Market Evidence
inferredcites →https://doi.org/10.1257/aer.103.3.575openalex-snapshot
Estimating the Effect of Salience in Wholesale and Retail Car Markets
inferredcites →https://doi.org/10.1257/aer.104.10.3365openalex-snapshot
The Effect of Mergers in Search Markets: Evidence from the Canadian Mortgage Industry
inferredcites →https://doi.org/10.1257/aer.104.9.2918openalex-snapshot
Multiproduct Search and the Joint Search Effect
inferredcites →https://doi.org/10.1257/aer.20130047openalex-snapshot
Rational Inattention to Discrete Choices: A New Foundation for the Multinomial Logit Model
inferredcites →https://doi.org/10.1257/aer.20191178openalex-snapshot
Consumption Response to Credit Expansions: Evidence from Experimental Assignment of 45,307 Credit Lines
inferredcites →https://doi.org/10.1257/aer.99.1.49openalex-snapshot
Liquidity Constraints and Imperfect Information in Subprime Lending
inferredcites →https://doi.org/10.1257/app.20170543openalex-snapshot
Are Credit Markets Still Local? Evidence from Bank Branch Closings
inferredcites →https://doi.org/10.17016/feds.2016.098openalex-snapshot
The Effects of Mortgage Credit Availability: Evidence from Minimum Credit Score Lending Rules
inferredcites →https://doi.org/10.17016/feds.2020.062openalex-snapshot
Paying Too Much? Price Dispersion in the U.S. Mortgage Market
inferredcites →https://doi.org/10.2139/ssrn.2609338openalex-snapshot
Consumer Search and Prices in the Automobile Market
inferredcites →https://doi.org/10.2139/ssrn.2741001openalex-snapshot
Access to Short-Term Credit and Consumption Smoothing within the Paycycle
inferredcites →https://doi.org/10.2139/ssrn.2919070openalex-snapshot
Loan Contracting in the Presence of Usury Limits: Evidence from Automobile Lending
inferredcites →https://doi.org/10.2139/ssrn.2948491openalex-snapshot
No Shopping in the U.S. Mortgage Market: Direct and Strategic Effects of Providing Information
inferredcites →https://doi.org/10.3386/w25147openalex-snapshot
The Opportunity Atlas: Mapping the Childhood Roots of Social Mobility
inferredcites →https://doi.org/10.3386/w28136openalex-snapshot
Auto Dealer Loan Intermediation: Consumer Behavior and Competitive Effects
inferredcites →https://doi.org/10.3982/ecta11757openalex-snapshot
Robust Nonparametric Confidence Intervals for Regression-Discontinuity Designs
inferredcites →https://doi.org/10.3982/ecta5708openalex-snapshot
Search, Obfuscation, and Price Elasticities on the Internet
inferredcites →https://doi.org/10.3982/ecta7677openalex-snapshot
Contract Pricing in Consumer Credit Markets
inferredcites →https://doi.org/10.7916/d8v12ft1openalex-snapshot
Credit Rationing in Markets with Imperfect Information
What points at this work
Incoming claims: where this work appears in other papers’ reference lists and arguments.
inferred← citeshttps://doi.org/10.2139/ssrn.3422904openalex-extracted
Paying Too Much? Price Dispersion in the US Mortgage Market
inferred← citeshttps://doi.org/10.2139/ssrn.3969990openalex-extracted
Search Frictions in Credit Markets
inferred← citeshttps://doi.org/10.2139/ssrn.4245777openalex-extracted
Do Lenders Price Diesel Risk? Evidence from Dieselgate and Low-Emission Zones in Captive vs. Independent Banks
inferred← citeshttps://doi.org/10.2139/ssrn.4265179openalex-extracted
Effects of Entering the Credit Market in a Recession
inferred← citeshttps://doi.org/10.2139/ssrn.4278803openalex-extracted
Open Banking and Customer Data Sharing: Implications for Fintech Borrowers
inferred← citeshttps://doi.org/10.2139/ssrn.4349930openalex-extracted
What Drives Disparities in Bank Branch Use? A Geospatial Analysis
inferred← citeshttps://doi.org/10.2139/ssrn.4459621openalex-extracted
Monetary Policy Transmission Through Online Banks *
inferred← citeshttps://doi.org/10.2139/ssrn.4495725openalex-extracted
Language Frictions in Consumer Credit
inferred← citeshttps://doi.org/10.2139/ssrn.4621778openalex-extracted
What Drives Disparities in Bank Branch Use? A Geospatial Analysis
inferred← citeshttps://doi.org/10.2139/ssrn.4701961openalex-extracted
The Digital Revolution: Bridging the Information Gap in the Consumer Credit Market
inferred← citeshttps://doi.org/10.2139/ssrn.5168570openalex-extracted
Home Is Where Your FinTech Loan Is
inferred← citeshttps://doi.org/10.1016/j.jacceco.2025.101781openalex-snapshot
Current Expected Credit Losses and consumer loans
inferred← citeshttps://doi.org/10.1016/j.ribaf.2024.102524openalex-snapshot
Interest rate spreads: Different stories for different types of loan
inferred← citeshttps://doi.org/10.1017/s0022109025102433openalex-snapshot
Collateral Damage: Low-Income Borrowers Depend on Income-Based Lending
inferred← citeshttps://doi.org/10.1093/rfs/hhae075openalex-snapshot
The Role of Intermediaries in Selection Markets: Evidence from Mortgage Lending
inferred← citeshttps://doi.org/10.1111/1540-6229.12512openalex-snapshot
Shopping around: Empirical analysis of borrower comparison shopping and mortgage prices
inferred← citeshttps://doi.org/10.1111/jofi.70001openalex-snapshot
Paying Too Much? Borrower Sophistication and Overpayment in the U.S. Mortgage Market
inferred← citeshttps://doi.org/10.1142/s2010139224500125openalex-snapshot
Who Provides Credit in Times of Crisis? Evidence from the Auto Loan Market
inferred← citeshttps://doi.org/10.1177/00222429251326941openalex-snapshot
Too Many or Too Few? Information Cues in Recommender Systems and Consequences for Search and Purchase Behavior
inferred← citeshttps://doi.org/10.1257/aer.20230432openalex-snapshot
Consumer Credit and the Incidence of Tariffs: Evidence from the Auto Industry
inferred← citeshttps://doi.org/10.21033/wp-2023-15openalex-snapshot
Bank Branch Access: Evidence from Geolocation Data
inferred← citeshttps://doi.org/10.2139/ssrn.5054531openalex-snapshot
The pass-through of corporate tax cuts to consumer loans: Evidence from the TCJA
inferred← citeshttps://doi.org/10.2139/ssrn.5292342openalex-snapshot
Non-Profits, Competition, and Risk Segmentation in Consumer Lending Markets
inferred← citeshttps://doi.org/10.2139/ssrn.5484566openalex-snapshot
Regulating Inaction: The Case of Price Walking
inferred← citeshttps://doi.org/10.2139/ssrn.6557478openalex-snapshot
How Universal Are Universal Banks? Evidence from Small Business Lending
inferred← citeshttps://doi.org/10.2308/tar-2021-0269openalex-snapshot
Simplifying Complex Disclosures: Evidence from Disclosure Regulation in the Mortgage Markets
inferred← citeshttps://doi.org/10.3386/w22038openalex-snapshot
Discounts and Deadlines in Consumer Search
inferred← citeshttps://doi.org/10.3386/w24699openalex-snapshot
The Capitalization of Consumer Financing into Durable Goods Prices
inferred← citeshttps://doi.org/10.3386/w29183openalex-snapshot
The Industrial Organization of Financial Markets
inferred← citeshttps://doi.org/10.3386/w31043openalex-snapshot
The Last Mile of Monetary Policy: Inattention, Reminders, and the Refinancing Channel
inferred← citeshttps://doi.org/10.3386/w31989openalex-snapshot
The Role of Intermediaries in Selection Markets: Evidence form Mortgage Lending
Editorial review for independent work. ICSAC — the Institute for Complexity
Science and Advanced Computing — runs a structured editorial panel for researchers
publishing outside journals, and publishes on CiteStamp rails. Submission is free
and goes through ORCID: icsacinstitute.org/submit.